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Finding Insurance in Pittsburgh to Put Your Mind at Ease

By Driscoll Insurance Subscribe to RSS | August 3rd 2012 | Views:
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Insurance is not typically a hot topic at parties (unless it is a party thrown by insurance agents). Jokes abound about insurance agents and insurance seminars, to the point at which these subjects have become synonymous with boredom. O.K., I appreciate a good joke as much as anyone, but let’s get real. You can contribute to the stereotypes of insurance agents and insurance related events, but they really do help people in major ways. Insurance agents are kind of like police officers. Many people complain or joke about them until they really need their help. So, let’s give credit where it is due. An insurance agency can be your best friend.

I have been teaching self-defense for years. One time, a student asked, “What if I train hard for years and never get attacked?” Everyone looked at her like she was nuts. I tried not to laugh and said, “Then that’s great! Self-defense training is like insurance. It’s better to have it and not need it than need it and not have it. You would have to be crazy to wish for something bad to happen just to feel like you got your money’s worth.” She got it. Yet, some don’t think this way about insurance. They address the fact that you may pay for years without ever collecting in any way, depending upon the type of insurance and circumstances. The point is not to get a payout from the insurance company. You should be hoping you never need one.

For instance, I live in Pittsburgh, which is my favorite city out of the twelve I have resided in. The Burgh is great, but it has some unique challenges that come up. It is very hilly, so driving can be a challenge in winter. In Pittsburgh car insurance may even be more important than in other places because we have issues with weather and topography that other people do not have to deal with. We also have many abandoned mines that can cause subsidence. It does not happen too often, but every once in a great while a home will pretty much start falling apart because it is basically sitting on top of a hollow spot in the earth. Mine subsidence insurance is a really good idea for many home owners because it can save them from losing everything. Pittsburgh has really picked up economically, and the many new businesses that are opening up need to be covered by business insurance, commercial building insurance, workers compensation insurance, and / or other types of coverage. Each area is a bit unique in terms of what people tend to need for insurance. The point is to look into it and get the coverage that will keep you protected.

One of the fundamental problems is that people have a tendency not to see insurance for what it really is – security. It is important to consider all of the possible things that could go wrong, and to ensure that you have the right financial protection. In times of economic difficulty, people tend to want to cut corners to save cash. Insurance is one of the worst things you can cut back on when money is tight. If money is tight, you will be less able to handle emergencies, so a few bucks a month can save you thousands if something goes wrong. You don’t have to be an insurance or financial or insurance expert, or to think of everything that could possibly go wrong for you. Fortunately, there are a few very trustworthy companies that specialize in helping small businesses and private citizens to protect their families and companies for the least amount of money. They even have websites with free insurance quotes to get you started. Please do not put this off. It is way too important. Getting the right insurance is one of the fastest, easiest, and cheapest things you can do to ensure a greater level of financial security, and you don’t have to do it alone. You will find plenty of good help to make it painless and affordable.

Driscoll Insurance - About Author:
This author is a business owner and professor who has written articles on subjects ranging from commercial building insurance to finding the best tools for repairs. He recommends www.driscollfinancial.com as the best resource for free online quotes.

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