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A Beginner’s Guide to Car Leasing

By Robbert H Cullen Subscribe to RSS | July 27th 2012 | Views:
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Car leasing has become a popular option in acquiring a car nowadays. This is because leasing allows you to drive home a car that you would not be able to afford to buy. Leasing a car allows you to have a car with only minimal payments each month. These payments are very low compared to the monthly payments that you would have to make if you availed of a car loan.

Before you consider car leasing as an option, you must first understand its concept. Car leasing is paying for the use of a car. Your monthly payments are not paying for the value of the car but only for the use of the car while it is under lease to you. Once the lease period is over, the car will not be turned over to you. Instead, you will be returning the car to the company that leased it to you.

A lease is an agreement between you and the leasing company, allowing you to use the car without having to pay for the full value of the car. You will only be paying for the value of the vehicle while you are still using it and not the entire value. It is similar to renting a car but on a much longer duration. The lease contract also states that you should pay for the cost of licenses, insurances, maintenance, repairs and taxes. However, you may also find lease providers that offer packages where some of theses costs are included so that you do not have to worry about any additional costs while the car is under lease to you.

The lease provided will retain the ownership of the car even if you are the one using it. At the end of the lease contract, you will return the car to the lease provider. However, you also have the option of buying the leased car instead of returning it.

Car leasing is open to everybody but for some it may not be the best option. If you are the type of person who gets attached to your car then leasing may not be for you since you have to return the car at the end of the contract. If you have become attached to the leased car then you may opt to buy it instead of returning it at the end of the lease. Leasing may also not be an option for you if your tastes change constantly. When you lease a car, you have to use that car until the end of the lease. If you get tired of your car and decide to end the lease contract in advance then it will cost you a lot of money because you need to pay for the charges on early termination lease contract.

Robbert H Cullen - About Author:
Welcome to the world of Lease4Less - best place to find cheap car leasing. If you are thinking of leasing a car, get car leasing, van leasing and vehicle leasing for business and private use. Click Here For More about this .

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