Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

Student Landlord Insurance

By Nathan DeBoon Subscribe to RSS | December 14th 2011 | Views:
loading
 
  



Many people who rent a property out are always interested in looking at getting student tenants for a number of reasons, firstly there are always students in every area that are looking for housing accommodation whilst they do there studies and you can usually rent out single rooms to students rather than single students taking a whole flat or house to themselves.

Student Let Property Insurance is commonplace and most insurers out there will be able to provide you a quotation for these circumstances. However there are usually certain conditions on most policies if you have a property that is rented out to a group of students. Most likely there will be a higher excess than the normal one hundred pounds (generally it will be increased to two hundred and fifty pounds).

There is however always the problem that if you rent a property out to students then there will generally be a period of unoccupancy usually between July and September when one academic year ends and the next begins. This is not a problem for most insurers as they will give you 30days full cover whilst it is unoccupied and then most will restrict the cover to the basic perils such as fire, lightning, earthquake and explosions until a new tenant moves in and full cover is restored.

The pricing for getting a landlord insurance policy when you rent out to students is generally higher than it would be if you were renting either to a working or a retired tenant but not as high as if you were to rent out the property to an asylum seeker. The rating for student rented properties is usually the same as if you were renting out to a DSS Tenant and some insurers won’t cover things like Accidental Damage or Malicious Damage by the Tenant in student let policies.

With there always being places of education and people wanting to learn there will always be student tenants which makes it a seemingly attractive prospect but just remember to check with all the insurers that you may get a quotation with about there policy regarding student lets and what they will cover.

Nathan DeBoon - About Author:
For more information you can visit this website that deals with all things to do with

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/insurance-articles/student-landlord-insurance.htm

Related Insurance Articles Subscribe to RSS

Fast tips and advices related to auto insurance
Published by Jerry on March 13th 2012 | Insurance
Insurance refers to a specific type of management that compensates the loss of a valuable asset. Th...
 
Cheaper van insurance – a few ways to find the best possible deal
Published by Robmarshall on April 16th 2012 | Insurance
If you are seeking cheaper van insurance, then you are not the only person who is searching. There a...
 
Finding the right life insurance online
Published by Chris Luke on March 21st 2012 | Insurance
This article gives detailed explanation for the need of selecting a right life insurance company or ...
 
Getting best deals on cheap auto insurance in Nevada
Published by Alabamaauto Insurances on January 17th 2012 | Finance
There are hundreds of resources that can help you to win that much desired cheap auto insurance in N...
 
Just where to get the best car insurance packages in Ohio
Published by Usautoinsurances on January 17th 2012 | Insurance
It is illegal to drive your car on the Ohio highways without proper auto insurance. Some people shun...
 
Maryland the state of expensive auto insurance
Published by Insuranceindian Aauto on March 5th 2012 | Finance
Maryland is famous for its expensive auto insurance unlike other states; the state is rated as the t...
 
Get cheap car insurance in Montana
Published by Autoinsurances on January 16th 2012 | Insurance
All drivers using Montana roads have to get insurance for their vehicles. This is a requirement by t...
 
Tricks to get cheapest car insurance
Published by Harrisonford on March 1st 2012 | Insurance
It would be really stupid of you if you know that car insurance is the most things in your law and e...
 
Insurance broker helps acquiring commercial insurance quotes
Published by Andrew Edwards on February 4th 2012 | Insurance
If you don’t have sufficient time to search for commercial insurance online then insurance broker...
 
Look for car insurance in South Carolina
Published by Ronnie Brain on January 17th 2012 | Insurance
It is a legal requirement that you carry your auto insurance South Carolina all the time. Failure to...
 
Auto insurance – the ultimate choices
Published by Auto Insurances on January 13th 2012 | Finance
Insurance for persons might be optional according to the well and wish of the individuals. Some migh...
 
Health insurance benefits and coverage
Published by Chris Luke on April 24th 2012 | Insurance
It is definite that health insurance has become an essential component of one’s life and buying a ...
 
Cost-effective commercial general liability insurance policy
Published by Andrew Edwards on April 11th 2012 | Insurance
A commercial insurance plan is the one which holds your company firm even in unfavorable conditions...
 
All about major medical health insurance
Published by Johndy Sons on March 21st 2012 | Insurance
There are several individuals in the globe who don't know the value of well being insurance in any r...
 
Tips that can help in getting cheap van insurance
Published by Gregorypeck on February 28th 2012 | Insurance
Previously the use of van was very limited but now people of different professions use it. Buying a ...
 
Why I need employers’ liability insurance and how to buy that?
Published by Andrew Edwards on December 27th 2011 | Insurance
People ask the question about employers’ liability insurance most often...
 
Best Individual medical health insurance
Published by Lessardcasey on February 11th 2012 | Insurance
Individual medical health insurance can be a financial burden, but for many people it is a necessary...
 
How to win the right auto insurance packages in New Hampshire
Published by Alabamaauto Insurances on January 17th 2012 | Finance
Auto insurance is definitely a necessity to anyone who owns a car in the modern day. If at all you ...
 
Cheap car insurance for young male drivers
Published by Ahmadgill on December 22nd 2011 | Insurance
You will be worried to know that a man pay a heavy to get insurance of a best company then the women...
 
Alfa Romeo Spider car insurance is not difficult for you
Published by Kaisar on January 2nd 2012 | Insurance
This is not matter which car you are using but if you are the owner for the Brera car so it is vital...