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Savings Account Loans – Fast, Easy and Safe Way to Get cash

By Micles Jonson Subscribe to RSS | March 17th 2012 | Views:

Do you feel checking bank account is necessary for payday loans? If yes, then you might have not heard about savings account loans. These short term loans are different from those loans that require his borrowers to have active checking bank account. These types of loans will be approved to you on your saving account. Lenders of this scheme allow a borrower to borrow up to $1500 and that too till next payday. Being short term in nature it is necessary to settle down loan amount till next payday.

Savings account loans are the most popular loans in the industry these days. These loans provide you all the features of payday loans. There are various features of these loans:

• These loans are easily available on lender’s website. You do not have to search for a lender near your locality. Just make some clicks on internet and a list of lenders will be in front of you.

• It is easy to make application form for this scheme as there are no hectic and time consuming formalities like paperwork, faxing and documentation.

• There is no credit checking and collateral formalities so these loans will be approved to you even if you are a tenant and facing adverse credit record.

• These loans are fast, secure and easy mean of getting cash for your short term needs. You will not have to wait for days; loan amount will be transferred in your bank account in just 24 hours.

This loan scheme will be approved to you only if you are able to hold the nationality of US, an age of above 18 years, an active bank account and a stable source of income. High APR is the main drawback of this scheme. Usually a lender charge flat 30% on borrowed amount. This rate may vary from lender to lender.

To repay loan amount you will have to provide some post dated signed cheque to lender so that on the due date they can withdraw loan amount directly from your bank account. These loans provide you best way to arrange cash for any kind of emergency.

Micles Jonson - About Author:
Micles Jonson is associated with different consultant firms on the loan related issues. He gives his reliable suggestions to the information seekers of US. To find about Checking savings account loans , savings account payday loan visit

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