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1 Year Loans - Apply for Easy Loans with No Hassle

By Derick Richards Subscribe to RSS | December 29th 2011 | Views:

Getting loans has never been easier what with lenders providing online services that are applicable at all hours of the day. One can obtain the money that he needs without any hassle and with absolutely no delays. He does not even have to step out of his house and meet with lenders. 1 year loans @ can be obtained in order to solve all his current monetary needs such as pending bills, school fees, and medical expenses and so on.

Installment Loans Bad Credit @

If one goes for secured 1 year loans, he would have to provide some form of collateral. This could be his vehicle, house or some other valuable property which he pledges in order to promise repayment in full. This way, lenders are put at less risk and thereby they provide cheap rates of interest. One can obtain money in the range of £5000 to £100000 for a period of 3 years to 25 years.

Payday Loans over 12 Months @

On the other hand, there are unsecured 1 year loans which are provided for a minimum of 6 months and a maximum of 10 years. A borrower would be allowed to get £1000 to £25000 when it comes to these types of loans. Lenders place a higher rate on these kinds of loans but it is well worth it since there are absolutely no risks in this type of arrangement. Credit checks are not done and one would be able to get either secured or unsecured advances even if he has a bad credit record.

Application for 1 year loans can be done at all times as lenders make their services available 24 hours a day. A borrower needs to be above the age of 18 and he should also be employed. A salary should be earned by him and he must have a bank account. This would help him get instant approval for 1 year loans. Also, since these are UK loans, a person has to be a UK citizen in order to be eligible to apply for such advances.

One would be able to get the loan he needs in just a few hours once he has applied. He can apply online any time he wants to. He has to fill in a form with some details such as his name, age, residence and so on. Once he has submitted the form, the lenders would verify the details and have the cash sent to him at once. Thus, one can get money as soon as he requires it without any kind of hassle.

Derick Richards - About Author:
Derick Richards works as financial adviser in For information about 1 Year Loans , Installment Loans Bad Credit and Payday Loans over 12 Months please visit long term pay day loans.

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