Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

How Your Relationship Status Can Pay off in Auto Insurance Savings

By Sukhdeep Subscribe to RSS | March 15th 2012 | Views:
loading
 
  



It may be the wackiest correlation ever, but did you know that your relationship status can actually have an effect on your auto insurance? You must be scratching your head right now, wondering how we connected one to the other. But we’re here to tell you that it’s true! According to foxbusiness.com, Jesse Levey, a marketing agent from California, recently saved about $200 a year on car insurance when he declared on his policy that he had a girlfriend. Upon adding his girlfriend to his insurance policy, the company immediately reduced his yearly premium by $200! You may be wondering how he managed to accomplish this; here’s how he did it.

When Levey included his girlfriend on his insurance policy, the car insurance company immediately examined her record alongside his. They found out that not only did Jesse have a good driving record, but so did his girlfriend. It perfectly made sense for Jesse to put in his girlfriend in the policy as they live together, and logically, she would be the one driving his car from time to time.

So, does this tell us that being in a loving and committed relationship immediately means a lower insurance rate? Here’s the lowdown: Girlfriends are more beneficial to boyfriends in the insurance sense, because they are seen as “less risky” drivers compared to their partners. Insurance companies generally view women as more cautious and safe drivers compared to men. In the same way, insurance companies also view couples as better risks compared to single individuals.

In fact, women are so often perceived as better or safer risks that a lot of insurance companies offer discounts to family policies, which may not only include “normal” families, but even unrelated people who live under one roof. I guess the presence of a woman will not only mean there is a safer driver in the home, but there will be someone who will encourage the rest of the family members to be more cautious on the road too!

What’s even more surprising is that getting married can bring down one’s car insurance even more. Being in a commitment that is considered legal in the eyes of the law speaks of being responsible, and it supposedly follows that people in a committed relationship will take their spouse’s advice and warnings into account, especially about driving.

However, there is a catch to all this. A man’s insurance policy is lowered if he is dating or gets married to a woman with a fantastic driving record. If he goes the opposite route and ends up with someone with a history of accidents and tickets, then his insurance premium is bound to shoot up. As a final note, it would also be good to look into the family that you are marrying. If this family has an atrocious driving record, then you may be in danger of inheriting that and having it reflect through higher insurance rates.

Sam Briones is a freelance writer who covers an array of topics from finding cheap auto insurance to safety tips.

Sukhdeep - About Author:
Sukhdeep Singh

http://www.safeauto.com

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/insurance-articles/how-your-relationship-status-can-pay-off-in-auto-insurance-savings.htm

Related Insurance Articles Subscribe to RSS

How to obtain public liability insurance quotes
Published by Lauraallen on April 14th 2012 | Insurance
Public liability insurance is very important for any type of business. It covers the claims from you...
 
Best and Low cost medical insurance
Published by Lessardcasey on February 11th 2012 | Insurance
With swirling controversy over the availability of health insurance for all citizens of the United S...
 
Effects of higher business insurance rates on financial system
Published by Andrew Edwards on February 2nd 2012 | Insurance
We all necessarily buy business insurance plan for the company...
 
Getting best deals on cheap auto insurance in Nevada
Published by Alabamaauto Insurances on January 17th 2012 | Finance
There are hundreds of resources that can help you to win that much desired cheap auto insurance in N...
 
Provide the best insurance for your car with the best insurance quotes
Published by Jameshaven on March 5th 2012 | Insurance
You just purchased a car recently, it is now very important for you to secure your car with the car ...
 
Individual medical health insurance
Published by Lessardcasey on November 30th 2011 | Insurance
Individual medical health insurance is something that every man and woman should have, unless they a...
 
Obtain the exact type of coverage through business insurance plan
Published by Andrew Edwards on April 14th 2012 | Insurance
As a business owner it is your responsibility to look into the plans suitable for your company...
 
Tips to choosing the Apt travel insurance policy online
Published by Sandy Tata on April 20th 2012 | Insurance
Travel insurance has become the need of the hour for travelers. The needs of every person setting ou...
 
Insurance broker helps acquiring commercial insurance quotes
Published by Andrew Edwards on February 4th 2012 | Insurance
If you don’t have sufficient time to search for commercial insurance online then insurance broker...
 
To get insurance for your Vauxhall vehicle
Published by Ahmadgill on January 26th 2012 | Insurance
We can give you help to get Vauxhall Corsa Insurance and spread rates on getting insurance that is b...
 
Cheap Home insurance quotation, Flood home insurance at Barn insurance
Published by Barn Insurance on January 12th 2012 | Insurance
Barn insurance covers against damages caused by natural disasters or people. It provides you all the...
 
Finding the right life insurance online
Published by Chris Luke on March 21st 2012 | Insurance
This article gives detailed explanation for the need of selecting a right life insurance company or ...
 
Just where to get the best car insurance packages in Ohio
Published by Usautoinsurances on January 17th 2012 | Insurance
It is illegal to drive your car on the Ohio highways without proper auto insurance. Some people shun...
 
Significance about the automobile insurance
Published by Shyam Singh on March 5th 2012 | Insurance
Renegotiate the automobile insurance handful of folks consider. But maybe it's completed each year. ...
 
Look at us and buy affordable business insurance
Published by Andrew Edwards on March 14th 2012 | Insurance
While making choices in for business insurance you should not avoid us...
 
How to find inexpensive business insurance rates for business
Published by Andrew Edwards on November 30th 2011 | Insurance
Insurance is something associated with every business type...
 
Massachusetts and the need for car insurance
Published by Autoinsurances on January 14th 2012 | Insurance
If at all you are looking for Massachusetts auto insurance, there are certain aspects that you reall...
 
Think about commercial insurance before startup
Published by Andrew Edwards on May 12th 2012 | Insurance
You really think commercial insurance has some significance while running business...
 
Understanding public liability insurance
Published by Lauraallen on April 14th 2012 | Insurance
If you are running any kind of business, then you must take into account public liability insurance....
 
Safeguard your organization by commercial liability insurance
Published by Andrew Edwards on May 17th 2012 | Insurance
There are few insurance plans protecting organizations from facing the issues which can harm on fina...