Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

How Health Care Reform Affects Individual Health Insurance Ohio

By Tracy McManamon Subscribe to RSS | April 3rd 2012 | Views:
loading
 
  



Ohio is one of the 26 states which are challenging the Patient Protection and Affordable Care Act of 2010 provision which requires all Americans to purchase health insurance starting in 2014 or pay a fine. Two years after the law was passed, there are still many questions being raised about its ability to make individual health insurance Ohio more affordable. Here’s why:

• Health Savings Accounts (HSAs) may become more expensive. HSAs combine a high-deductible health plan with a tax-preferred savings account. The cost of HSAs may go up under Obamacare and people with these plans may have to look for other more expensive coverage. The impact on Ohio will be quite serious as it is one of the states with the highest levels of HSA/HDHP enrollment at 728, 8681.

• Grandfathered plans will lose their status, though Obamacare promised that they would not. This means that even people who are satisfied with their current Ohio individual health insurance plans may not be protected from the regulations of the new law.

• The Affordable Care Act makes it necessary for many Ohio individual health insurance plans to pay in full for preventive health services, immunizations, and screenings. But many preventive services are not free and may, in fact, raise premiums by about 1.5 percent.

• The states were asked to examine “unreasonable” rate increases to control premiums. But there is no clear definition of the term “unreasonable” and how the rate review has to be carried out. Grants being given for expanding rate reviews are now being seen as a waste of tax payer dollars.

• Obamacare plans to make individual health insurance easier to find and buy through health exchanges in 2014. But it is pointed out that this program will lead to higher taxes on those who already have coverage to subsidize the cost of insurance for others who don’t.

• Starting 2014, health insurance Ohio cannot be denied based on a pre-existing condition. This may make health insurance easier to obtain for most people, but it will raise the cost of premiums for many others.

Whether you are in good health or not, it’s time to consider your future and your options for individual health insurance Ohio. Going without health insurance is a medical, as well as financial risk. Professional guidance from a licensed health insurance broker based in the state will help you purchase an affordable plan to keep you and your family covered.

Tracy McManamon - About Author:
Tracy McManamon is a health insurance Ohio consultant with over 25 years of experience to his credit. At One Source Benefits, he commits himself in helping clients find the right individual health insurance Ohio plan.

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/insurance-articles/how-health-care-reform-affects-individual-health-insurance-ohio.htm

Related Insurance Articles Subscribe to RSS

Why You Need a Private Medical Health insurance
Published by Adamson Baker on July 7th 2012 | Insurance
When NHS is not adequate for a certain treatment, most patients seek the assistance of private consu...
 
Vauxhall Car Insurance is best way to get insurance
Published by Ahmadgill on January 17th 2012 | Insurance
Vauxhall Car Insurance Quote can give you help if you want to get insurance for your vehicle. It is ...
 
My cheap car insurance can save you more money
Published by Harrisonford on March 29th 2012 | Insurance
These days, people are looking for ways to save some amount wherever possible....
 
Best Affordable medical insurance
Published by Lessardcasey on February 11th 2012 | Insurance
Shopping for affordable medical insurance is usually not something the average person has to do, giv...
 
Let Georgia health insurance plan treat your medical expenses
Published by Ricky Martin on June 23rd 2012 | Insurance
So time has come, do let Georgia health insurance plan treat your medical expenses. It is a big burd...
 
The Series6 insurance
Published by Texasinsurance on November 30th 2011 | Insurance
Do you need to take the Series 6 exam? Do you have limited time to study? If your answer is "yes" to...
 
Tips that can help in getting cheap van insurance
Published by Gregorypeck on February 28th 2012 | Insurance
Previously the use of van was very limited but now people of different professions use it. Buying a ...
 
Terms associated with commercial liability insurance
Published by Andrew Edwards on January 14th 2012 | Insurance
Anyone running a business knows importance of commercial liability insurance...
 
Getting a cheap van insurance
Published by Robmarshall on March 1st 2012 | Insurance
Previously vans were only used for commercial purpose i.e. for hauling people and goods from one pla...
 
What is Home insurance and Its Benefits?
Published by Mbrewster on March 25th 2012 | Insurance
House is the best place of our comfort and generally our precious investment we ever had. Even most ...
 
Best deals on auto insurance in Oregon
Published by Ronnie Brain on January 16th 2012 | Insurance
All drivers are required to carry their auto insurance when driving in Oregon. It is illegal to driv...
 
Tips to use Car insurance comparison website
Published by Jameshaven on March 16th 2012 | Insurance
Who does not want to save money? Car insurance is something that every owner of the car needs but so...
 
What signifies Commercial general liability insurance?
Published by Andrew Edwards on January 4th 2012 | Insurance
It is the major concern to go with the plans to get desirable protection against the frequently face...
 
Individual medical health insurance Procedure
Published by Lessardcasey on March 28th 2012 | Insurance
HealthInsuranceAdvisory.org is a website devoted to helping people find affordable Individual Medica...
 
Tips to choosing the Apt travel insurance policy online
Published by Sandy Tata on April 20th 2012 | Insurance
Travel insurance has become the need of the hour for travelers. The needs of every person setting ou...
 
Factors to consider when taking an auto insurance policy
Published by Julia Bennet on February 6th 2012 | Insurance
Before buying a motor insurance policy, it is prudent to research about the various devis assurance ...
 
Advice to save on Michigan auto insurance
Published by Abil Jack on May 11th 2012 | Insurance
Michigan is the car capital of the world. There are many auto companies in the Detroit area. No wond...
 
Ways to purchase cheaper van insurance
Published by Robmarshall on April 17th 2012 | Insurance
Ways to purchase cheaper van insurance is most likely the major thing which might be out breaking ea...
 
Learn to find cheaper van insurance
Published by Robmarshall on March 28th 2012 | Insurance
Purchasing cheaper van insurance is not a very difficult task if an individual knows how to go about...
 
Car insurance and its benefits.
Published by Robert King on January 26th 2012 | Finance
Car insurance is an understanding between the insurer and the insured where the insurer promises to ...