Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

Health Care Rules Taking Effect 2011-2013 for Ohioans

By Tracy McManamon Subscribe to RSS | February 14th 2012 | Views:
loading
 
  



Read the newspaper, or turn on the radio or TV and you will soon discover that there are many changes being put in place for health insurance in Ohio in the next few years. The best thing that you can do is to keep yourself informed, so you are not taken by surprise by any of the changes.

What to expect in 2011: There will be a certain amount of premiums that insurance companies will have to spend on medical care and programs, not on administrative costs. If this is not done, rebates will be due to consumers. Insurance companies are required to issue the rebates by August 1, 2011 and they will then be received by the consumers by August 1, 2012.

What to expect in 2012: In 2012, shopping for health insurance will no longer be the hassle that it has been in the past. If you are looking for health insurance, you will be able to receive a “Summary of Benefits and Coverage”. The layout of the summary will make it very easy to read and it will give examples of certain medical conditions and the coverage you would receive if you had those conditions. A list will also be given to you that will explain complicated words, such as “deductible”, “copay” and “coinsurance”. The next change will be that you will be notified 60 days in advance before any new rules or benefits affect your plan, which allows time for you to adjust to the change and plan ahead.

What to expect in 2014: Changes during 2014 will mostly affect those who buy coverage in the individual health plan market. If you buy their own insurance, one of the most helpful things that will happen is that you will no longer be turned down because of a health problem or a history of health problems. Also, the premium will not be based on the condition of your health but instead on “how many people the plan is covering, their ages, where they live and if they use tobacco”. A health insurance “exchange” program will also be implemented. The exchange program will vary from state to state, so you will want to research how it will affect Ohio as the time grows closer. The exchange program is being created to give individuals and small companies a variety of insurance plans to choose from, and a better understanding of the plans. The last change expected in 2014 will be that legal residents in America will be required by law to have a health insurance plan. To prove that you have health insurance you will need to show evidence of it on your tax return.

There are many changes, as you can see, that are expected to arise in the next few years. Remember to stay up to date on how these changes will affect you and your family. For some, these changes will be a very positive thing, whereas others may have to start paying more for insurance then they ever have in the past. Whatever your situation may be, we will be doing our best to keep you informed so that you are still receiving the best coverage for you, your family and your business.

Tracy McManamon - About Author:
Tracy McManamon is a health insurance Ohio consultant at One Source Benefits. He offers free quotes and the lowest possible rates for all types of health insurance in Ohio.

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/insurance-articles/health-care-rules-taking-effect-2011-2013-for-ohioans.htm

Related Insurance Articles Subscribe to RSS

Eligibilities for Classic car insurance
Published by Ashish Pandey on February 2nd 2012 | Finance
In order to get classic car insurance, you should ensure that your car is eligible for it or not. He...
 
Compare car insurance quotes before renewal
Published by Stevediaz on February 25th 2012 | Insurance
It is illegal to drive car without car insuranceas per law. So everyone who drive or owns a car need...
 
Get compensation by business interruption insurance for disastrous circumstances
Published by Andrew Edwards on January 2nd 2012 | Insurance
If you are running a business successfully and happy earnings gained on regular basis...
 
A Different type of life insurance
Published by Jack Travis on December 9th 2011 | Insurance
Disadvantage of this type of life insurance is that it will be automatically terminated once the per...
 
Individual medical health insurance Procedure
Published by Lessardcasey on March 28th 2012 | Insurance
HealthInsuranceAdvisory.org is a website devoted to helping people find affordable Individual Medica...
 
Just where to get the best car insurance packages in Ohio
Published by Usautoinsurances on January 17th 2012 | Insurance
It is illegal to drive your car on the Ohio highways without proper auto insurance. Some people shun...
 
Buying term insurance online - a way to save premiums
Published by Chris Luke on April 26th 2012 | Insurance
Term insurance is a commonly purchased policy in current times as it is the most suitable plan that ...
 
Finding online life insurance quotes is safe and secure
Published by Haris Portfield on February 20th 2012 | Insurance
With their inclusive approach to insurance, websites make it easy for the insurance consumers to fin...
 
Breaking false beliefs to help you pick correct income protection insurance policy
Published by Jenymorison on December 10th 2011 | Insurance
You would have often come across various myths about income protection insurance or in general any i...
 
Where to find cheap van insurance?
Published by Carleson on December 8th 2011 | Insurance
Is finding suitable as well as cheap van insurance driving you crazy? Don’t worry, this article ma...
 
Online health insurance quotes
Published by Lessardcasey on February 11th 2012 | Insurance
Comparing health insurance quotes to find the best deal for you can be done through HealthInsuranceQ...
 
Classic car insurance requirements
Published by Johnjakson on January 30th 2012 | Insurance
If you have a classic car, most likely it is one of the most valuable possessions. Defending and mai...
 
Unconventional aspects of commercial liability insurance
Published by Andrew Edwards on February 8th 2012 | Insurance
Decide your insurance cover according to need, unexpected disasters will harm your company...
 
Factors to consider when taking an auto insurance policy
Published by Julia Bennet on February 6th 2012 | Insurance
Before buying a motor insurance policy, it is prudent to research about the various devis assurance ...
 
Provide the best insurance for your car with the best insurance quotes
Published by Jameshaven on March 5th 2012 | Insurance
You just purchased a car recently, it is now very important for you to secure your car with the car ...
 
What are Car insurance comparison sites
Published by Geenadavis on February 25th 2012 | Insurance
Today, auto insurance is necessary for every owner of the car. One must select an auto insurance cov...
 
Massachusetts and the need for car insurance
Published by Autoinsurances on January 14th 2012 | Insurance
If at all you are looking for Massachusetts auto insurance, there are certain aspects that you reall...
 
Steps to find car insurance comparison sites
Published by Geenadavis on March 1st 2012 | Insurance
In today’s economic downturns, owning an automobile is more of necessity then a luxury, and if an ...
 
Availing benefits from cheap California auto insurance
Published by Auto Insurances on January 14th 2012 | Finance
In this period of inflation who doesn’t want to save money? Every one seeks to save money from eve...
 
Inexpensive health insurance procedure
Published by Lessardcasey on March 28th 2012 | Insurance
HealthInsuranceAdvisory.org offers Inexpensive Health Insurance rates for most Americans by allowing...