Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

Health Care Rules Taking Effect 2011-2013 for Ohioans

By Tracy McManamon Subscribe to RSS | February 14th 2012 | Views:
loading
 
  



Read the newspaper, or turn on the radio or TV and you will soon discover that there are many changes being put in place for health insurance in Ohio in the next few years. The best thing that you can do is to keep yourself informed, so you are not taken by surprise by any of the changes.

What to expect in 2011: There will be a certain amount of premiums that insurance companies will have to spend on medical care and programs, not on administrative costs. If this is not done, rebates will be due to consumers. Insurance companies are required to issue the rebates by August 1, 2011 and they will then be received by the consumers by August 1, 2012.

What to expect in 2012: In 2012, shopping for health insurance will no longer be the hassle that it has been in the past. If you are looking for health insurance, you will be able to receive a “Summary of Benefits and Coverage”. The layout of the summary will make it very easy to read and it will give examples of certain medical conditions and the coverage you would receive if you had those conditions. A list will also be given to you that will explain complicated words, such as “deductible”, “copay” and “coinsurance”. The next change will be that you will be notified 60 days in advance before any new rules or benefits affect your plan, which allows time for you to adjust to the change and plan ahead.

What to expect in 2014: Changes during 2014 will mostly affect those who buy coverage in the individual health plan market. If you buy their own insurance, one of the most helpful things that will happen is that you will no longer be turned down because of a health problem or a history of health problems. Also, the premium will not be based on the condition of your health but instead on “how many people the plan is covering, their ages, where they live and if they use tobacco”. A health insurance “exchange” program will also be implemented. The exchange program will vary from state to state, so you will want to research how it will affect Ohio as the time grows closer. The exchange program is being created to give individuals and small companies a variety of insurance plans to choose from, and a better understanding of the plans. The last change expected in 2014 will be that legal residents in America will be required by law to have a health insurance plan. To prove that you have health insurance you will need to show evidence of it on your tax return.

There are many changes, as you can see, that are expected to arise in the next few years. Remember to stay up to date on how these changes will affect you and your family. For some, these changes will be a very positive thing, whereas others may have to start paying more for insurance then they ever have in the past. Whatever your situation may be, we will be doing our best to keep you informed so that you are still receiving the best coverage for you, your family and your business.

Tracy McManamon - About Author:
Tracy McManamon is a health insurance Ohio consultant at One Source Benefits. He offers free quotes and the lowest possible rates for all types of health insurance in Ohio.

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/insurance-articles/health-care-rules-taking-effect-2011-2013-for-ohioans.htm

Related Insurance Articles Subscribe to RSS

Health insurance benefits and coverage
Published by Chris Luke on April 24th 2012 | Insurance
It is definite that health insurance has become an essential component of one’s life and buying a ...
 
Getting the best Georgia auto insurance
Published by Auto Insurances on January 17th 2012 | Finance
As the state of Georgia is very notorious for having a big number of car accidents and also incident...
 
Compare car insurance online for more
Published by Jorjbush on January 12th 2012 | Insurance
With advancement in technology all the car insurance companies have taken a move ahead. Gone are the...
 
Factors to consider when taking an auto insurance policy
Published by Julia Bennet on February 6th 2012 | Insurance
Before buying a motor insurance policy, it is prudent to research about the various devis assurance ...
 
Add value to money with commercial liability insurance
Published by Andrew Edwards on December 8th 2011 | Insurance
You must be insured with commercial liability plan, you should look carefully about the risks...
 
Best and Low cost medical insurance
Published by Lessardcasey on February 11th 2012 | Insurance
With swirling controversy over the availability of health insurance for all citizens of the United S...
 
Say no to restriction imposed by cheap classic car insurance lenders
Published by Anneshirley on April 12th 2012 | Insurance
Classic car are the heritage cars, so if you own one then you are the lucky person on earth. It is a...
 
Things to remember about cheap car insurance
Published by Robmichae on March 2nd 2012 | Insurance
Car insurance might not be important for you but it is very important thing for your car. As you go ...
 
The cost of vehicle insurance goes up now
Published by Jeniffer Thomus on January 24th 2012 | Insurance
DOUBLE A has said that the cost of insurance premium has gone up this year by 5 per cent. New applic...
 
Pros of inexpensive business interruption insurance plan
Published by Andrew Edwards on April 17th 2012 | Insurance
You are making decision on business coverage ideally suits requirements of kind of business we are i...
 
The unlimited benefits of purchasing holiday insurance
Published by Marry James on February 27th 2012 | Insurance
There is a tremendous need for all individuals to know the concept behind travel insurance. Holiday ...
 
Georgia health insurance plan supports you during your bad time
Published by Ricky Martin on June 20th 2012 | Insurance
Whenever you are in trouble, you need some helping hand at that time. Those phases called bad times ...
 
What will influence the cost of your income protection insurance?
Published by Jenymorison on December 9th 2011 | Insurance
If you have decided to purchase income protection insurance for yourself then surely it can prove to...
 
Get your health cover from Georgia health insurance plan
Published by Ricky Martin on June 20th 2012 | Insurance
People can cover their health related issues from Georgia health insurance plan, and can enjoy your ...
 
Advice to save on Michigan auto insurance
Published by Abil Jack on May 11th 2012 | Insurance
Michigan is the car capital of the world. There are many auto companies in the Detroit area. No wond...
 
Financial barriers in front although product liability insurance is outstanding
Published by Andrew Edwards on March 21st 2012 | Insurance
It is quite a possible obsession to happen with the manufacturers to face a situation they never exp...
 
Some ways to find cheap car insurance
Published by Robmichae on March 16th 2012 | Insurance
As you probably know, auto insurance is very mandatory, but costly part of having and driving a car....
 
Best and Inexpensive health insurance
Published by Lessardcasey on February 11th 2012 | Insurance
The place to start to search for inexpensive health insurance if you have a low income or if you hav...
 
Choosing an insurance policy for Hawaii
Published by Auto Insurances on January 16th 2012 | Finance
Just like in other states in the United States, it is a mandatory for the residents in the state of ...
 
Look at us and buy affordable business insurance
Published by Andrew Edwards on March 14th 2012 | Insurance
While making choices in for business insurance you should not avoid us...