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Beneficial plans for corporate world

By David Subscribe to RSS | July 11th 2012 | Views:

We all know that employee benefits can be very crucial for the growth of an organization. If the corporate heads will not provide any group benefits to their workers, then they can never have happy employees.

There are several employee wellness plans that are available in the market. If the company gets involved in these plans, then they can take an additional step for having workers that enjoy their work instead of considering it as a burden. There are several benefits apart from pension plans that are associated with the indulgence into group benefit programs. Some of these are as following:

Life Insurance – It is a protection for your loved ones or business partners that pays a pre-defined amount of money, often tax-free, in the event that the life insured dies. The amount of money you get depends on the type of the plan designed. It is generally based on the annual salary of the worker.

Long Term Disability - Long Term Disability or LTD provides a covered person with a salary even if he or she becomes sick or disabled and is unable to work. It is usually less than what the person would earn if they were working. The most a person can earn while on LTD is two third of his/her usual income.

Critical Illness – It pays the insured a lump sum payment if he or she is diagnosed with one of the illnesses that are covered by the policy. These can be a Heart Attack, Cancer or Stroke. There is a condition that the insured must survive the problem for 30 days before any benefit is paid.

Hospital Coverage – All the benefits from the basic admission in hospital to the serious operation and birth of the baby are handled by the policy providers.

Emergency Medical – Emergencies can occur anytime. If the person is insured then he/she will never need to worry about the cash. They can simply get medicated before. The expenses can handled later on.

There are several other advantages that these group benefits provide to the owners and the employees of an organization. If you are the employer as well, then get the appropriate plan for you worker. After all, they are doing so much for you. You can at least do a bit for them.

Get the appropriate policy now and see your organization groom.

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