Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

Affordable medical insurance plan

By Lessardcasey Subscribe to RSS | January 13th 2012 | Views:
loading
 
  



In today's world, it's important to be prepared for emergencies. While having a savings account is a great way to have a backup plan when things go wrong, it's often not enough, especially in the case of medical emergencies. Those living without health insurance are at high risk of not receiving adequate care if they are without some sort of medical insurance. Most states have affordable health insurance available for those living close to or below the poverty line. Even individuals who do not qualify for low cost or subsidized insurance have options to be medically insured.

For families who need medical insurance but can't afford high monthly premiums, choose a plan that has a high deductible. By having a high deductible, individuals will pay for basic doctors visits out of pocket but will still be covered in case of emergencies or diseases. Although this may seem unnecessary, if diagnosed with cancer, the treatments run into the hundreds of thousands of dollars and are prohibitively expensive for most individuals. By having a high deductible, the monthly cost will be lower, but families will still be insured. Another option is to find insurance through a job. While most full time jobs come with some health benefits, part time work is also starting to include some healthcare options. While these plans may not be paid for by the company, they are usually a less expensive option than private insurance.

Another option available for those who cannot afford medical insurance is a short term medical plan. While these plans have a limited time, they are a good option for those who are out of work and do not have insurance. There is an application process to determine eligibility, but if qualified, these plans can be a good temporary option.

In cases where finances are severely limited, look into a low or no cost healthcare option. One widespread company is Humana which helps provide medical care to low-income individuals. They also offer services like a health savings account plan. This plan helps families to budget for medical expenses and sets up a separate account which is tax exempt and can be used to pay any medically related expenses. Companies like Humana will cover medical emergencies, but also help to pay for annual doctor's visits and preventative care. By doing a quick internet search, individuals can find the companies available in their area and apply for affordable medical insurance. There are usually several options available and it may be necessary to apply several times before being accepted. There are affordable medical plans available. This is a basic guide to finding the public and private companies that help individuals or families find medical insurance in their area.

Lessardcasey - About Author:
Casey Lessard is an expert on health and dental insurance. He has been writing articles on Affordable medical insurance for several years.

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/insurance-articles/affordable-medical-insurance-plan.htm

Related Insurance Articles Subscribe to RSS

Oklahoma- the home of the best car insurance
Published by Usautoinsurances on January 16th 2012 | Insurance
All motorists deriving on the Oklahoma roads need to carry with them proper auto insurance. This is...
 
Advice to save on Michigan auto insurance
Published by Abil Jack on May 11th 2012 | Insurance
Michigan is the car capital of the world. There are many auto companies in the Detroit area. No wond...
 
Cost-effective commercial general liability insurance policy
Published by Andrew Edwards on April 11th 2012 | Insurance
A commercial insurance plan is the one which holds your company firm even in unfavorable conditions...
 
Tips to get cheap car insurance
Published by Harrisonford on March 1st 2012 | Insurance
If you are car owner and you know the law then you definitely know importance of car insurance. Car ...
 
What is Home insurance and Its Benefits?
Published by Mbrewster on March 25th 2012 | Insurance
House is the best place of our comfort and generally our precious investment we ever had. Even most ...
 
General and special coverage with commercial insurance
Published by Andrew Edwards on March 2nd 2012 | Insurance
Safe business is prime requirement for us; it gives us plenty of advantages which can be utilized...
 
Expert in different types of insurance and customized insurance services
Published by Caden on June 14th 2012 | Insurance
Insurance Express is an insurance provider of auto, car, commercial or business insurance etc. Other...
 
A brief overview of high risk auto insurance
Published by Jerry on March 10th 2012 | Insurance
Auto insurance seems to be a necessity for every driver to minimize the risk after any accident. As ...
 
Resources for searching cheapest van insurance
Published by Gregorypeck on March 19th 2012 | Insurance
There are various sources from where an individual can buy cheap van insurance. Comprehending where ...
 
Massachusetts and the need for car insurance
Published by Autoinsurances on January 14th 2012 | Insurance
If at all you are looking for Massachusetts auto insurance, there are certain aspects that you reall...
 
Importance of getting life and medical insurance while residing in Dubai
Published by Andy Robert on January 22nd 2012 | Insurance
There are many insurance policy companies operating in UAE. The life style of residents of Dubai dem...
 
Commercial insurance quotes: preliminary walk towards sheltered business
Published by Andrew Edwards on January 18th 2012 | Insurance
The term quotes meant a lot to us, quotes are thoughts shared by legendary people...
 
Getting best deals on cheap auto insurance in Nevada
Published by Alabamaauto Insurances on January 17th 2012 | Finance
There are hundreds of resources that can help you to win that much desired cheap auto insurance in N...
 
Terms associated with commercial liability insurance
Published by Andrew Edwards on January 14th 2012 | Insurance
Anyone running a business knows importance of commercial liability insurance...
 
Individual dental insurance
Published by Lessardcasey on March 28th 2012 | Insurance
Individual—(non-employer-based)--healthcare coverage can be difficult and expensive to acquire. Wi...
 
Individual dental insurance plans
Published by Lessardcasey on February 11th 2012 | Insurance
Everyone at some point has been to the dentist throughout his or her life. Most of america can relat...
 
Cheaper van insurance – a few ways to find the best possible deal
Published by Robmarshall on April 16th 2012 | Insurance
If you are seeking cheaper van insurance, then you are not the only person who is searching. There a...
 
Coverage commercial general liability insurance offers to insured company
Published by Andrew Edwards on May 22nd 2012 | Insurance
CGL is quite popular plan while business owners want to cover-up the liability issues and transfer...
 
Auto insurance: a must for everyone!
Published by Jerry on March 13th 2012 | Insurance
These days, the demand for auto insurance is quite high. People usually buy auto insurance right aft...
 
Best insurance lives in South Dakota
Published by Ronnie Brain on January 16th 2012 | Insurance
It is unlawful to drive on the South Dakota roads without auto insurance. If at all you are found vi...