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Eligibilities for Classic car insurance

By Ashish Pandey Subscribe to RSS | February 2nd 2012 | Views:
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If you own a classic car and wish to get it insured, you need to know everything about it precisely. Basically, before we proceed, it is quite important for you to know what exactly a classic car is. The UK government defines classic car in this context. Any car whose life is greater than 10 years and has a worth greater than ₤15,000, is known as a classic car. Now if you have a car like this and you wish to get it insured, you should definitely choose a company that specializes in classic car insurance only. Definitely, cars like these can become antique and thus hold a lot of value. Therefore, cars like these need even more security in the form of insurance.

There are certain companies that offer you a criterion or eligibility for getting your classic car insured. Now, you need to know these eligibilities in order to get your car insured from the companies. While some classic car insurance companies only give you insurance on 10 years old cars, there are others which even allow you the facility of car insurance of classic cars that are anywhere more than 5 years old. On the other hand, some companies are also willing to offer insurance on absolutely new classic cars. However, it is important that this vehicle should be a second-hand one and not a primary one, in case you are buying a new classic car. The most important thing that you need to know about classic car insurance is that the companies will “permit” you the mileage per year. Being a classic car, if you are driving it on a regular basis, then you are not eligible for car insurance for classic cars. Therefore the insurance companies give a guideline as to how much such a car can be driven annually.

Another important thing that you need to understand to get car insurance for classic cars is that you cannot use such cars in car rallies or sporting competitions. Doing so can completely disqualify you from classic car insurance. Your classic car should always be under security and should be kept under proper lock. In case you are parking your car in places other than residence, even for a short duration, the car insurance company will not be responsible or will not offer you the claim. Also, most of the car insurance companies for classic cars demand a condition that the classic car should not have been engaged or utilized by any form in the criminal activities. Even though the policies of different classic car insurance companies vary from one company to another, but what is more important is the fact that the eligibility criterions for most of these remain same with just a minor distinction.

In case you are qualifying for these things and you think that your car can be eligible for classic car insurance, you can go ahead and protect it. Always remember, insurance of classic cars is much different than insurance of usual cars and so you should choose accompany for classic car insurance accordingly.

Ashish Pandey - About Author:
Getting classic car insurance might not be as simple as usual car insurance. Car insurance for classic cars requires proper insurance and eligibility.

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