Cash Till Payday: an Extension to Fixed Monthly Income
It is the day of celebration when salary is credited into one’s account. So many pending expenses ought to be filled that day. The list is already prepared before and the monthly budget is scheduled. This is a comfortable way to survive in a fixed monthly income. To break the smoothness, a sudden emergency may arise which requires urgent funds. Tackling such a situation is not an easy job for a salaried class person. Cash till payday loans are the solution to the short term problems. They provide short term monetary help which popularize them among salaried class people. The gap between their two paydays is filled up without any trouble. Or we can say their fixed pay gets an extension. Instant approval fills the borrower’s account with the required funds the very same day.
Cash till payday loans are unsecured in nature. An individual’s next pay checks acts as collateral. These loans are granted for shorter time span. The principal offered depends upon one’s monthly income. A maximum amount offered ranges up to L1500. The repaying back period ranges from 14 to 30 days. The rates of interest offered are pretty high. Discrimination among applicants is not made based upon their credit status. Thus, both types of applicants possessing good and bad credit score can apply with same terms and conditions. Those with poor credit score due to bankruptcy, late repayments, missed payments, etc, get a chance to enhance their credit rating. Instant cash, skipped time consuming paper work, collateral free nature and fast processing are the impressing features. On availing the money, one could deal with his emergent financial issues on time. It could be anything like paying up urgent bills, child’s study expenses, white wash of home, etc. Eligibility conditions demanded to be fulfilled before applying include one should be 18 years of age or above, must hold UK citizenship, must be earning minimum L1,000 per month and must have a valid, 3 months old bank account.
One could apply offline as well as online. Offline mode of application is old, time consuming and doesn’t assure timely financial support as it involves lots of formalities. Online mode of application is gaining more popularity these days. It is very quick, easy to use and doesn’t demand any physical document to be submitted. The amount is credited into borrowers account within 2-3 business hours after the loan is approved.
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