Why Insurance Cover is Important for Your Brand New Boiler
Although your brand new boiler may be under warranty from the manufacturer, this does not entitle you to have an engineer come out to repair a minor fault. To ensure you can resolve any problem you may encounter, it is a good idea to take out some form of insurance policy that would cover you in case your boiler suffers a malfunction or failure of any kind.
Many companies will not provide insurance for boilers that are over ten or fifteen years old. You may need to call out a gas-registered engineer to look at your boiler and determine its age and whether or not you will be able to find an insurer willing to provide cover for it. If not, it may be worth investigating how much it would cost to upgrade to a new condensing boiler. These new models are more energy efficient and take up significantly less space than older makes and models.
Although buying and having a new boiler installed will cost you a fair amount of cash, a more efficient boiler will in fact save you money in the long run as less will be wasted.
Heating systems are obviously put under more strain during winter months and are therefore more prone to malfunction or failure. This makes having something in place for such scenarios very important, especially if you have a young family. The most basic boiler cover only entitles you to call-out an engineer if there is a fault with the boiler's controls or its functionality, while the most comprehensive deals will see your whole heating system covered, plus in some cases your plumbing and drainage systems as well. As with most forms of insurance; the more extensive the cover, the more expensive your premium will be.
Services like heating insurance that do not have an immediate return are often the first things that people stop paying for when money is tight. It should be noted that the cost of a call-out from a gas engineer when you have no cover at all can often be hundreds of pounds and that's before any repair work has taken place.
Not taking out insurance to save money is a false economy. Without cover, costs for services that would normally be free under the terms of your deal can easily be more than an annual premium.
Nobody can predict when your boiler may fail but if you have not had it serviced in the last few years, the chance of a failure is far greater than that of a boiler that is serviced annually. Most boiler insurance policies come with an annual service included, another reason why cover is recommended. With policies averaging under one hundred and fifty pounds and call-outs averaging at five hundred pounds a time, it is not hard to work out which option is wiser.
Jessica Modul - About Author:
Energy Choices is an leading comparison site dedicated to all your energy needs. Whether you are looking for heating insurance or are confused by the way commercial energy prices are calculated, their guides and comparison tools can help. Visit them today and find out how much you could save.
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