Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

Documents You Will Need when Selling Your House

By Amith Subscribe to RSS | June 20th 2012 | Views:

You have decided to sell your house. That is an important decision. It can be a stressful time; you’ll have to have strangers walking through your house, you’ll have to negotiate the price, you’ll have to pack up all of your belongings and move. So, why not take some time before you’ve got an offer and locate all the documents you’ll need to complete the sale.

In addition, you may find that you can not locate something you were sure you had. If you get all of your documents together ahead of time, you will have plenty of time to replace anything that you can’t find. You may also discover that you need permits from your local town hall. Getting these can be time consuming. If you begin the process now, you won’t have to hold up your sale or make any last minute negotiations.

1.Deed or deeds to the property

a. Property description

b. Exact boundaries and size of the plot or acreage

c. Tax map number of section, block and lot

d. Restrictions and easements (others’ right to property including mineral, water and drilling) legally binding all future owners

e. Description of any property sold from original purchase

2. Surveys, survey maps, tax maps. Often, the buyer’s bank will want a new survey of the property. This is the usually responsibility of the buyer to order and pay for. However, while your house is for sale, prospective buyers may want to get an accurate idea of property boundaries, so if you have a survey or tax map be sure to find it.

3. Title insurance policy or title search information. You will need a copy of your title insurance certificate or policy. This states that you own the house and that no one else except your mortgagor makes claim to the property. You will need this documentation.

4. Property taxes (any reduction due to veteran’s or other exemption?). If you have any property tax exemptions, be sure to let the buyer know before contracts are signed for the sale or your house. For example, the buyer many not be entitled to your Veteran’s exemption. A buyer can claim misrepresentation if the true property tax amount is not disclosed.

5. Mortgage information (including first and second mortgages, any liens, judgments or equity loans on the property). You will also need to get a pay off amount from your mortgagor shortly before the closing. The buyer or his attorney will need to make out a check to your bank for this amount.

6. Insurance. Make sure that you have all insurance certificates on file and that they are current.

7. Engineering or contractor inspection report. Your buyer will almost certainly want to have his or her own building inspection of your house. However, if you have had a recent engineering or contractor inspection report, you many want to have it accessible to prospective buyers.

8. Guarantee and warranties. The buyer will appreciate having any warranties or instruction manuals for the appliances, etc. Also, you may have guarantees for items like a roof or central air conditioning unit. Be sure to turn these over to the buyer at the closing. Having them handy may even be a selling point to a buyer.

9. Contracts and leases. If you have a tenant, be sure to have a copy of his or her lease on hand, as well as any other contracts you any have involving your house.

10. Utility bills. Prospective buyers will often want to know what the costs are of running your house. Of course, prices will vary from year to year and so will their usage. But it is a good idea to have these bills handy as a guideline.

12. CO’s (certificates of occupancy) by your local town for additions or changes to existing structure and/or property as well as for original structure. It is a great idea to make sure that these are all in order when or before you list your house for sale. If you have made any changes to the structure of the house, if you have added or enlarged windows or if you have finished previously unfinished space, you will need a Certificate of Occupancy from your local town hall.

Don’t wait until the last minute for these. No one wants to get to the closing table, only to find out that the sale is held up because you are missing a permit. Your local Realtor may be able to help you determine if you need any additional permits or Certificates of Occupancy.

Smooth Sailing

Now that you have all of your documents ready, you can proceed with the sale or your house. You will not have to make any concessions because you have something missing at the last minute. If you have all of your paperwork handy and current, you will find that the process of selling your house will go more smoothly.

Amith - About Author:
Author name - Amith , Emailid - ,website , for more visit -

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:

Related Real Estate Articles Subscribe to RSS

How you can buy residential property on rent
Published by Glyn Jones on June 11th 2012 | Real Estate
Apartment buildings are more complex. Often, people are already living in the suites, and it simply ...
What should you know about the rent component in an assured shorthold tenancy agreement?
Published by Randall on February 27th 2012 | Real Estate
When you sign an assured shorthold tenancy agreement, you should know that the landlord is actually ...
Builders Perth covers your all desires to experience luxurious house
Published by Ultimatehom on April 30th 2012 | Real Estate
Living in fantastic climate condition and a house near beach are some of dreams that every normal hu...
Flats for rent are available in Pune with affordable price
Published by Andy Wagon on January 17th 2012 | Real Estate
Pune is a most famous city regarding the industrial areas is being concerned. The maximum area is be...
Dunaway must pay up outstanding rent in landlord dispute
Published by Ashoka Lion on July 16th 2012 | Real Estate
Veteran actress FAYE DUNAWAY has been ordered to bring her rent payments up to date as she continues...
Sell your house FAST with a Lease Purchase!
Published by Eric Fete on December 30th 2011 | Real Estate
What Is A Lease Option? As home sales remain slow and we remain in a buyers market, a lease option o...
Demand for Property to rent in London Continues to Soar
Published by John M. Alcorn on June 8th 2012 | Real Estate
Now is a generally good time to be a landlord in London. Tenant demand is rising at a rapid pace whi...
Advantages of investing in a new construction house over a pre owned house
Published by Deepti on May 2nd 2012 | Real Estate
Buying a new home rather than a pre owned house involves many major benefits. In the current market,...
Looking to rent a house in Huddersfield? Head to Martin & Co for property rental in Huddersfield
Published by Ademholt on July 12th 2012 | Real Estate
Are you planning to rent a house in Huddersfield?
Get in Touch with the Martin & Co. Estate Agen...
Determine the important factors in selling a house
Published by Andy Wagon on February 15th 2012 | Real Estate
In selling a home, you certainly should consider many factors that become the key to success. Severa...
Why you should rent a property for your family?
Published by Andy Wagon on February 15th 2012 | Real Estate
To determine which properties are good indeed quite difficult, especially when some properties are n...
Tips to buy your dream house
Published by Deepti on May 10th 2012 | Real Estate
In the last couple of years the real estate industry has been a thriving sector and has given rise t...
Valuable tips to get dream house
Published by Deepti on May 22nd 2012 | Real Estate
If we talk about unprecedented growth of real estate, India is among countries which strike to our m...
How to find your dream house
Published by Deepti on May 3rd 2012 | Real Estate
Buying a home is not an easy task. Whether you are buying home for the first time or an expert, you ...
Why buy a house in Rice Military
Published by Temple Young on March 24th 2012 | Real Estate
Because of its proximity to downtown it has a trendy feel to it and many who buy in Rice Military as...
How much price for rent a home in your city?
Published by Andy Wagon on February 15th 2012 | Real Estate
Whether you're looking for houses for rent? If you really want a house with a fairly competitive pri...
Looking for rooms to rent
Published by Glyn Jones on July 25th 2012 | Real Estate
Having a nice place to stay can even help your physical health, and it surely affects your mental he...
Get you dream house at Wadhwa the Address
Published by Vishnu Swaroop on August 17th 2012 | Real Estate
This article is related to Wadhwa The Address and The Nest Mumbai project and its features in the M...
Tips and suggestions for buying a house
Published by Deepti on May 1st 2012 | Real Estate
Are you tired of renting a flat or apartment? If you are planning to become a home owner and have b...
Are you looking after office space for rent in India?
Published by Mike Nicholson on June 12th 2012 | Real Estate
Want to avail space for your office in the most happening part of India? Looking for standard office...