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Using Online Credit Card Verification

By Emile Braun Subscribe to RSS | December 16th 2011 | Views:
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Businesses today need to be very careful with their online shopping carts today. When using online credit card verification choices, you find that you are able to keep more of the profits that come along with the sales that are made.

Today the use of fraudulent credit cards is very common. Having a way to confirm the identity of the customer is very important to ensure you do not send your products or provide your services to a person who will not be paying for them in the long run.

Hackers today use a variety of methods to steal the needed information found on a credit card account to buy products and services that the organizations will not be paid for. When a fraudulent credit card is used by the organization is using online credit card verification services, they can prevent the shipment of products and services before there is an issue.

Online credit card verification is a quick and easy step that gets added to your shopping cart to confirm the person who is placing the order is the owner of the credit card. Like many other systems, this is not necessarily fool proof. However, the number of failures is very minimal with the right kind of online credit card verification services.

Options for protecting your business will be dependent on the system that you might use. Through the use of the right online credit card verification system, you can reduce the risk to almost zero. Many of the most successful systems use a phone number to confirm the identity of the user. A phone call or a text message is sent to the telephone number that is provided when the order is placed.

Obviously a person who is using a stolen credit card number is not likely to provide their own telephone number. Doing so would mean that they can be traced and subsequently captured. For this reason alone, the person cancels the order then and there. Even if they don’t actually cancel, the order will not be placed under there is a confirmation of the phone number.

When you are looking for a method that can provide you with online credit card verification that will protect your organization against theft, you will find that there are several choices. However, getting the best type of protection can be as simple as adding one more step to your check out process. Your real customers will appreciate your attempts to protect their data and those who are attempting to defraud someone will be stopped in their tracks.

Emile Braun - About Author:
Emile Braun is a researcher who is currently researching on various ways to have secure online processing systems for web businesses and e-commerce websites. She has come across with credit card verification system to reduce the risk of online fraud. Sometimes she involved herself in spreading this knowledge among IT students to keep them updated.

Reference: http://www.telesign.com/

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