Deprecated: mysql_connect(): The mysql extension is deprecated and will be removed in the future: use mysqli or PDO instead in /home1/haradeep/articleside.com/configdb.php on line 8

Deprecated: preg_replace(): The /e modifier is deprecated, use preg_replace_callback instead in /home1/haradeep/articleside.com/article.php on line 88
What You Should Know About the Two Types of Travel Insurance

Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

What You Should Know About the Two Types of Travel Insurance

By Tracy McManamon Subscribe to RSS | February 29th 2012 | Views:
loading
 
  



Travel insurance is an essential for traveling, whether you are going on a family vacation or a business trip. When starting to look into Travel Insurance you may be a little lost and a little overwhelmed by all the choices. Though it may seem like there is a lot that goes into it, it can be quite simple if it is laid out for you. There are two types of Travel Insurance: Vacation Plans and Travel Medical Plans.

Vacation plans, as you probably know, is a great plan for those going on a vacation. You may also know them as: “Package Plans, Travel Insurance, Trip Cancellation Insurance, or Trip Insurance.” What very few people realize is that “over 95% of travel insurance sales are Vacation Plans”. A Vacation Plan is an incredible way to be covered especially if you run into any unforeseen situations. Vacation Plans cover: “canceled trips, interrupted trips, medical emergencies, emergency evacuation, delayed baggage or trips, lost baggage, and 24/7 assistance,” along with other types of coverage as well.” The second type of insurance is the Travel Medical Plan.

The Travel Medical Plan will cover you when you are on a trip out of your homeland, but will not cover cancellations like the Vacation Plan does. One thing that can be overlooked when traveling is considering if your health insurance plan, which you have in your country, will cover you once you leave your country. In some situations, you might be covered, but this is very rare. Make sure that you check with your health insurance company before purchasing a Travel Medical plan so you do not have two types of insurance that cover the same thing. The travel medical plan will cover two things, which would otherwise be very expensive for you to pay out of pocket. It will cover: “medical expenses, and emergency evacuation”. It is crucial to have this kind of coverage or you will possibly end up paying tens of thousands of dollars to cover your medical expenses in the destination country.

In addition to the vacation plan and the travel medical insurance plan, there are special plans that cover specific situations. You can purchase: Evacuation Plans, Travel Accident Plans, and Rental Car Plans. Evacuation plans are for medical emergencies and cover your transportation to the best hospital facility. Accident plans are primarily for injuries that result in dismemberment or loss of life. Rental car plans cover you for accidents you may have while driving a rental car. The most important thing is that you purchase either a vacation plan or travel medical insurance plan when going on a trip. Any of the three additional plans would be great to look at once you know the type of traveling you will be doing and the situations that you may run into.

Tracy McManamon - About Author:
Tracy McManamon is a consultant at One Source Benefits. He helps clients choose from a slew of travel medical insurance plans from leading travel insurance providers.

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/insurance-articles/what-you-should-know-about-the-two-types-of-travel-insurance.htm

Related Insurance Articles Subscribe to RSS

Compare car insurance online for more
Published by Jorjbush on January 12th 2012 | Insurance
With advancement in technology all the car insurance companies have taken a move ahead. Gone are the...
 
General and special coverage with commercial insurance
Published by Andrew Edwards on March 2nd 2012 | Insurance
Safe business is prime requirement for us; it gives us plenty of advantages which can be utilized...
 
Ways to purchase cheaper van insurance
Published by Robmarshall on April 17th 2012 | Insurance
Ways to purchase cheaper van insurance is most likely the major thing which might be out breaking ea...
 
Georgia health insurance plan is excellent option for your health cover
Published by on June 23rd 2012 | Insurance
Only getting health insurance policy is not important, getting the right one is more important, beca...
 
Simplest method of finding commercial insurance quotes
Published by Andrew Edwards on May 16th 2012 | Insurance
Looking for commercial insurance but not getting satisfactory response from companies...
 
Take backpacker insurance seriously while planning to travel overseas
Published by Herry Smith on January 23rd 2012 | Insurance
Backpacker travel insurance provides you the security level so that you can enjoy your holidays with...
 
Tips for effective Car insurance comparison
Published by Geenadavis on March 28th 2012 | Insurance
In order to obtain the lowest insurance rates it is a wise idea to compare various quotes. This will...
 
Finding cheap car insurance with best coverage
Published by Robmichae on March 16th 2012 | Insurance
Everybody is seeking ways to reduce their monthly expenses in today’s economy. As a matter of fact...
 
Best deals on auto insurance in Oregon
Published by Ronnie Brain on January 16th 2012 | Insurance
All drivers are required to carry their auto insurance when driving in Oregon. It is illegal to driv...
 
Things to remember about cheap car insurance
Published by Robmichae on March 2nd 2012 | Insurance
Car insurance might not be important for you but it is very important thing for your car. As you go ...
 
Using cheapest car insurance quotes to find the cheap car insurance
Published by Robmichae on March 16th 2012 | Insurance
Finding the cheap car insurance includes obtaining cheap insurance quotes to assist an individual to...
 
Commercial general liability insurance to cover major issues
Published by Andrew Edwards on February 20th 2012 | Insurance
What kind of business developed by you, it is a major question which signifies type of coverage need...
 
Auto insurance: a must for everyone!
Published by Jerry on March 13th 2012 | Insurance
These days, the demand for auto insurance is quite high. People usually buy auto insurance right aft...
 
Extraordinary advantages of winter sports insurance for sports enthusiasts
Published by Marry James on February 27th 2012 | Insurance
It is so surprising to know that there is insurance for anything and everything in this world. Thoug...
 
Vauxhall Corsa Insurance gives you best insurance
Published by Ahmadgill on January 26th 2012 | Insurance
Now a day our company is committed in giving you cheap insurance and cutting rates on Vauxhall Corsa...
 
 
Complimentary commercial insurance quotes for traders
Published by Andrew Edwards on March 15th 2012 | Insurance
There are basic needs of every trade person which are fulfilled by protective plans...
 
Affordable medical insurance procedure
Published by Lessardcasey on March 28th 2012 | Insurance
Medical treatments and preventative care are not cheap. For the 40 million citizens of the United St...
 
Clarion Event liability insurance covers host of resources
Published by Michel Jordan on February 1st 2012 | Insurance
The article describes the public liability insurance for musicians offered by Clarion Associates to ...
 
Musical insurance lets you compose music with a free mind
Published by Michel Jordan on March 22nd 2012 | Insurance
The above write-up states the benefits of choosing a musical insurance provider to cover valuable eq...