Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

Travel Insurance for a Stress-free Holiday

By Tracy McManamon Subscribe to RSS | December 26th 2011 | Views:
loading
 
  



You have planned all the details of your vacation abroad, but are worried about the unexpected. Trip and hotel cancellations, unexpected calamities in the country you’re traveling to, a medical emergency, baggage loss and so on are fears that can destroy your peace of mind. That’s why you need travel insurance. It can protect you against unexpected circumstances and help you enjoy a stress-free holiday.

Getting Travel Insurance Saves Money

Getting travel insurance saves you money in the long run. You would be reimbursed if your trip was suddenly cancelled. It would also cover you in medical emergencies or if you were to lose your baggage. The insurance company or the administrator pays the claims directly so you don’t feel the pinch. You can go in for a plan with many benefits or one that offers less. This means you can choose a plan to fit your budget.

Types of Travel Insurance

• Trip cancellation insurance: If you had to cancel your trip due to unavoidable reasons like an illness, you can cover the financial losses that occur with cancellation insurance. It will pay for the non-refundable travel costs that you have already incurred for your trip such as airline tickets, resort bookings, safari tour packages. You can opt for a plan that offers just basic coverage or one that offers comprehensive coverage.

• Trip delay insurance: Similar to cancellation insurance, trip delay insurance provides coverage if you or a member of your group cannot travel as planned due to specific covered reasons.

• Medical evacuation insurance: This is coverage for medical costs and evacuation services for transport to the nearest medical facility or to another country with better medical facilities, and back home, if specified in the plan.

• Lost baggage travel insurance: Baggage loss is now quite common when you are traveling and that’s why it’s highly advisable to leave your valuables at home. Insurance for lost baggage pays for stolen, lost or damaged personal items. What is covered and what is not can differ from policy to policy. As the coverage is typically for the duration of the trip, it is not just for baggage mishandled or lost by the airline.

• Supplier default insurance: If your hotel, airline or travel agent had to close down business, supplier default insurance pays for any money you lose on this account.

• Travel medical insurance: An unexpected accident or illness when you are traveling can prove extremely expensive. You could have a health insurance plan in your own country, but usually its coverage does not extend to travel abroad. A robust plan would allow you to access doctors and hospitals in several countries.

Many Travel Insurance Vendors

There are many travel insurance vendors offering all types of coverage. Before you plan your vacation, contact a professional insurance broker for advice on the coverage you would need. A proper travel medical insurance plan can ensure you peace of mind and a stress-free holiday.

Tracy McManamon - About Author:
Tracy McManamon is a health and travel insurance consultant from Ohio with over 22 years of experience. He represents leading travel medical insurance companies that offer a range of comprehensive and affordable plans.

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/insurance-articles/travel-insurance-for-a-stress-free-holiday.htm

Related Insurance Articles Subscribe to RSS

Cheaper van insurance – ways to find the best deal
Published by Robmarshall on March 28th 2012 | Insurance
Whether you have a larger vehicle or a smaller vehicle, you will definitely have to buy an insurance...
 
Vauxhall Car Insurance is best way to get insurance
Published by Ahmadgill on January 17th 2012 | Insurance
Vauxhall Car Insurance Quote can give you help if you want to get insurance for your vehicle. It is ...
 
Facts about car insurance comparison website
Published by Jameshaven on March 16th 2012 | Insurance
If an individual is looking to buy car coverage, he would indeed need various quotes to estimate and...
 
Alfa Romeo Spider car insurance is not difficult for you
Published by Kaisar on January 2nd 2012 | Insurance
This is not matter which car you are using but if you are the owner for the Brera car so it is vital...
 
What is Home insurance and Its Benefits?
Published by Mbrewster on March 25th 2012 | Insurance
House is the best place of our comfort and generally our precious investment we ever had. Even most ...
 
Product liability insurance is a risk management investment
Published by Andrew Edwards on March 14th 2012 | Insurance
Market has reached a position where from it is important for every company to look for risk manageme...
 
Limitation of cheap classic car insurance
Published by Katiehomles on February 25th 2012 | Insurance
You bought a classic car and now you worry about worry its maintenance. The classic car insurance is...
 
Insurance broker helps acquiring commercial insurance quotes
Published by Andrew Edwards on February 4th 2012 | Insurance
If you don’t have sufficient time to search for commercial insurance online then insurance broker...
 
How to go about getting cheap van insurance
Published by Gregorypeck on March 20th 2012 | Insurance
There is no doubt that if you have a van, you need van insurance coverage. As you probably know, van...
 
Best deals on auto insurance in Oregon
Published by Ronnie Brain on January 16th 2012 | Insurance
All drivers are required to carry their auto insurance when driving in Oregon. It is illegal to driv...
 
Commercial insurance quotes: preliminary walk towards sheltered business
Published by Andrew Edwards on January 18th 2012 | Insurance
The term quotes meant a lot to us, quotes are thoughts shared by legendary people...
 
Individual medical health insurance Procedure
Published by Lessardcasey on March 28th 2012 | Insurance
HealthInsuranceAdvisory.org is a website devoted to helping people find affordable Individual Medica...
 
Small and easy tips to get cheap classic car insurance
Published by Anneshirley on April 12th 2012 | Insurance
Classic car insurance sometimes charges more than your budget. So when you start looking for the ins...
 
Significance of business interruption insurance for corporate houses
Published by Andrew Edwards on December 14th 2011 | Insurance
To reach the elevation of success we have to plan our business administration programs...
 
Understanding Backpacker insurance Policy
Published by Herry Smith on February 13th 2012 | Insurance
Backpacker travel insurance provides you the security level so that you can enjoy your holidays with...
 
What are the advantages of buying insurance online at my cheap car insurance
Published by Harrisonford on April 12th 2012 | Insurance
Cars have become the basic necessity of most of the people. Everyone wants to have his/her own trans...
 
How to win the right auto insurance packages in New Hampshire
Published by Alabamaauto Insurances on January 17th 2012 | Finance
Auto insurance is definitely a necessity to anyone who owns a car in the modern day. If at all you ...
 
How to find affordable auto insurance for your child
Published by Jerry on March 14th 2012 | Insurance
When you need to get a car for your child, chances are that you may want to make sure that it is as ...
 
Health insurance benefits and coverage
Published by Chris Luke on April 24th 2012 | Insurance
It is definite that health insurance has become an essential component of one’s life and buying a ...
 
Benefits of searching the best insurance policy quotes online
Published by Andy Robert on December 27th 2011 | Insurance
Getting online for insurance policy of your choice is one of the safest and easiest method while goi...