Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

The Top 10 Questions Every Traveler Asks

By Tracy McManamon Subscribe to RSS | February 29th 2012 | Views:
loading
 
  



When getting ready to go on a trip it is smart to start asking questions about the travelers insurance you have and how it will affect you and your family. By doing this, you will be completely prepared to go on your trip and know exactly what will and will not be covered. Because people travel frequently, there are some questions about travel insurance that get asked more often than others. I would like to inform you of the top ten questions that every traveler asks and what the answers are.

1. “Doesn’t my credit card have travel insurance?”: Although we all would wish the answer to this would be yes; unfortunately no, your credit card does not have travel insurance. If it does provide even a little bit of travel insurance, it is not going to cover you in the areas of “medical expense or evacuation coverage”.

2. “Won’t my regular health insurance cover me abroad?”: Although some health insurance companies may cover some things, while you are traveling abroad, a majority of your medical expenses will not be covered. And your major medical expense if something happened would be your evacuation which no regular health insurance company will cover.

3. “Will my cruise line refund me?”: The way that most cruise companies work is that they usually refund you up to about two weeks before you leave for the trip. Unfortunately though they will not be giving you back a full refund no matter when you cancel, and once you are only two weeks away you will receive no money back if you cancel.

4. “Are hurricanes covered?”: When purchasing your travel insurance make sure hurricanes are listed on the insurance companies “covered reason for cancellation”. A lot of times if a hurricane is already expected to take place somewhere you will not be able to buy travel insurance if you are traveling to that location.

5. “Are pre-existing conditions covered?”: To many people’s surprise, pre-existing conditions can be covered. Usually for a pre-existing condition to be covered though you have to have a waiver stating you do not have that condition any more. You must follow these guidelines: “1. Buy your plan soon after you first trip payment, 2. Insure for the full trip cost, 3. Be medically cleared for travel at the time of purchase”.

6. “What does travel insurance cost?”: The cost of travel insurance can vary a lot depending on the type of coverage you are looking for, and how many people you will be covering with the plan. One easy way to look at it though for figuring out how much your travel insurance will cost personally, is to figure it will cost about “4-8% of the trip cost”.

7. “When should I purchase my plan?”: As soon as you know that you are taking a trip and especially once you have already started putting money down for the trip, you should be purchasing travel insurance and medical evacuation insurance.

8. “How do I know I can trust the company?”: That is a great question! Make sure you do research before purchasing the insurance through the company. See how many years of experience the company has. Do they have many complaints? If they do have complaints what are they about? By doing your research and talking to others about the experiences they have had with travel insurance companies, you will begin to narrow down your search and purchase through the company you feel most comfortable with.

9. “What is the refund policy?”: Although it may cost just a very small fee “a 100% refund of premium within the Free Look Period is guaranteed by all companies”.

10. “How do I buy travel insurance?”: Buying Travel Insurance is quite easy and can be purchased in just a short amount of time online. After you decide which company you would like to work with, purchase a policy. Call an independent agent to make sure you are getting exactly what you want.

These ten answers should put you in a great spot to order travel insurance, since all of your main questions have been answered. Once you know which insurance company you will be working with, do not hesitate to call an agent with any more questions that you may have. By doing this you will be able to be very confident with your purchase, and be ready to have an enjoyable stress-free trip.

Tracy McManamon - About Author:
Tracy McManamon is a licensed agent at One Source Benefits who offers travel insurance and travel medical insurance at the best possible rates.

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/insurance-articles/the-top-10-questions-every-traveler-asks.htm

Related Insurance Articles Subscribe to RSS

Vauxhall Corsa Insurance gives you best insurance
Published by Ahmadgill on January 26th 2012 | Insurance
Now a day our company is committed in giving you cheap insurance and cutting rates on Vauxhall Corsa...
 
Car insurance and its benefits.
Published by Robert King on January 26th 2012 | Finance
Car insurance is an understanding between the insurer and the insured where the insurer promises to ...
 
Importance of insurance coverage while comparing car insurance
Published by Geenadavis on April 21st 2012 | Insurance
You might be paying huge amount of money for your car insurance and now you have realized the truth ...
 
Importance of one’s own vehicles insurance
Published by Shyam Singh on March 2nd 2012 | Insurance
Suit one’s own insurance policy with each of your must have: Ones own vehicles insurance must have...
 
Buying child insurance not an impulse decision
Published by Soloman on November 28th 2011 | Insurance
There is a bewildering range of choices available today in the child insurance plan market. There ar...
 
Steps to find car insurance comparison sites
Published by Geenadavis on March 1st 2012 | Insurance
In today’s economic downturns, owning an automobile is more of necessity then a luxury, and if an ...
 
Car insurance quotes have real importance in buying car insurance
Published by Stevediaz on April 19th 2012 | Insurance
As the need of car is increasing day by day similarly the insurance policies is also demanded by mos...
 
Inexpensive health insurance procedure
Published by Lessardcasey on March 28th 2012 | Insurance
HealthInsuranceAdvisory.org offers Inexpensive Health Insurance rates for most Americans by allowing...
 
How to find affordable auto insurance for your child
Published by Jerry on March 14th 2012 | Insurance
When you need to get a car for your child, chances are that you may want to make sure that it is as ...
 
Getting the best Georgia auto insurance
Published by Auto Insurances on January 17th 2012 | Finance
As the state of Georgia is very notorious for having a big number of car accidents and also incident...
 
Tips for effective Car insurance comparison
Published by Geenadavis on March 28th 2012 | Insurance
In order to obtain the lowest insurance rates it is a wise idea to compare various quotes. This will...
 
The Series6 insurance
Published by Texasinsurance on November 30th 2011 | Insurance
Do you need to take the Series 6 exam? Do you have limited time to study? If your answer is "yes" to...
 
Maine- Just where to get the best auto insurance
Published by Insuranceindian Aauto on January 14th 2012 | Finance
If at all you are seeking auto insurance in Maine, then auto insurance Maine is the best option for ...
 
Cherishment for businesses, searching for commercial insurance
Published by Andrew Edwards on May 7th 2012 | Insurance
While hoping for successful running business, you have to plan everything according to market needs...
 
Commercial insurance: Perfect Plan designed for small businesses
Published by Andrew Edwards on April 2nd 2012 | Insurance
Consider the plan next time while starting a small business and don’t have sound knowledge of the ...
 
Assess your business insurance plan for better returns
Published by Andrew Edwards on February 21st 2012 | Insurance
While running business enterprise we have to look in plans which are suitable and make everything or...
 
Getting best deals on cheap auto insurance in Nevada
Published by Alabamaauto Insurances on January 17th 2012 | Finance
There are hundreds of resources that can help you to win that much desired cheap auto insurance in N...
 
The unlimited benefits of purchasing holiday insurance
Published by Marry James on February 27th 2012 | Insurance
There is a tremendous need for all individuals to know the concept behind travel insurance. Holiday ...
 
Look at us and buy affordable business insurance
Published by Andrew Edwards on March 14th 2012 | Insurance
While making choices in for business insurance you should not avoid us...
 
How to find inexpensive business insurance rates for business
Published by Andrew Edwards on November 30th 2011 | Insurance
Insurance is something associated with every business type...