Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

Selecting Inexpensive Health Insurance

By Lessardcasey Subscribe to RSS | May 3rd 2012 | Views:
loading
 
  



In today’s difficult economy, finding inexpensive health insurance is a task many people are finding to be a necessity. Many employers are no longer offering health insurance or if they do, the insurance requires a significant employee contribution. Having dollars taken out of your paycheck each week is something that is pinching the pennies of many these days.

There are several ways to go about finding inexpensive health insurance. You can talk to your current auto insurance representative to see if their company offers health insurance. Getting a quote can be as simple as answering a few easy questions or may require a visit to the doctor’s office for a complete physical. And of course if your auto insurer doesn’t offer health insurance you will have to find another option. The internet can provide an excellent source of information for finding inexpensive health insurance. There are multiple websites available to get a number of quotes all at once. Or you can choose to go company by company to get individual quotes. Choosing the option of many quotes at once does give you the ability to do side by side comparisons. There are many factors to look at including the monthly premium and what coverage that money will buy you.

Generally speaking, the lower the monthly premium is the higher the annual deductible will be before the insurance starts providing coverage. Which means even if you feel the monthly premium is well within your budget, you must take into consideration whether you can afford the initial out of pocket expense before the insurance picks up the bill. Annual deductibles can range from $500 up to and beyond $12,500 giving a very wide range of options you can choose depending on your financial ability to pay the annual out of pocket expense. Another issue to look at is the co-pay for routine doctor’s visits or emergency room visits. These will vary from carrier to carrier. Knowing how often you generally visit the doctor will help you decide what co-pay you are willing to pay out. Some insurers offer routine lab work and preventative testing coverage without the need to meet your annual deductible. Out of pocket cost for hospital stays per day are also something many quotes will show. These costs will often count towards your deductible. Extra insurance such as cancer coverage is also something to take into consideration.

Once you have narrowed down your choices for inexpensive health insurance, researching the insurance providers you are considering is a smart choice. Checking with the Better Business Bureau and perusing reviews that are provided on the internet can be helpful in making a final decision.

Lessardcasey - About Author:
Casey Lessard is an expert on health and dental insurance. He has been writing articles on Inexpensive health insurance for several years.

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/insurance-articles/selecting-inexpensive-health-insurance.htm

Related Insurance Articles Subscribe to RSS

Inevitable insurance for all
Published by Chris Luke on February 23rd 2012 | Insurance
With life uncertainties at its peak and the rising inflation, recession has made life insurance an i...
 
Business insurance plans for online business
Published by Andrew Edwards on May 10th 2012 | Insurance
While starting new online business consider business insurance as the prime requirement of your comp...
 
How can medical insurance companies prove helpful in improving the medical insurance condition in India?
Published by John Smith on March 5th 2012 | Insurance
The current condition of health insurance of India is not good enough. People are still deprived of ...
 
What signifies Commercial general liability insurance?
Published by Andrew Edwards on January 4th 2012 | Insurance
It is the major concern to go with the plans to get desirable protection against the frequently face...
 
Steps to make good car insurance comparison
Published by Geenadavis on April 20th 2012 | Insurance
You have always heard how much important car insurance comparison is, but you are not familiar with ...
 
Valuable information about car insurance coverage to save your cars from unwanted loss
Published by Jameshaven on March 5th 2012 | Insurance
Car insurance is something you have to have. It is something mandatory as per law. Even if we omit l...
 
Different insurance plan to get cheap car insurance
Published by Robmichae on March 2nd 2012 | Insurance
Our car is a very important part of our life. A day without it can turn out to be a disaster day of ...
 
Impact of ignorance of employers’ liability insurance
Published by Andrew Edwards on March 17th 2012 | Insurance
There can be a huge impact faced by business owners after neglecting employer’s liability insuranc...
 
My cheap car insurance can save you more money
Published by Harrisonford on March 29th 2012 | Insurance
These days, people are looking for ways to save some amount wherever possible....
 
Insurance broker helps acquiring commercial insurance quotes
Published by Andrew Edwards on February 4th 2012 | Insurance
If you don’t have sufficient time to search for commercial insurance online then insurance broker...
 
Importance of comparing commercial insurance quotes
Published by Andrew Edwards on April 20th 2012 | Insurance
If you are running a business which is not performing in terms of huge profits...
 
How do they figure out my cheap car insurance rates
Published by Harrisonford on March 29th 2012 | Insurance
An individual must be thinking before purchasing car insurance that how insurance companies calculat...
 
A quick guide to reducing your auto insurance premium rates
Published by Jerry on March 10th 2012 | Insurance
In this day and age, it has become very important that one tries to get a decent means of transport....
 
Terms associated with commercial liability insurance
Published by Andrew Edwards on January 14th 2012 | Insurance
Anyone running a business knows importance of commercial liability insurance...
 
Car insurance quotes have real importance in buying car insurance
Published by Stevediaz on April 19th 2012 | Insurance
As the need of car is increasing day by day similarly the insurance policies is also demanded by mos...
 
Find out why product liability insurance is necessary for your business
Published by Andrew Edwards on January 17th 2012 | Insurance
Before leaving it aside think on the complex situations faced by company...
 
All about major medical health insurance
Published by Johndy Sons on March 21st 2012 | Insurance
There are several individuals in the globe who don't know the value of well being insurance in any r...
 
Unconventional aspects of commercial liability insurance
Published by Andrew Edwards on February 8th 2012 | Insurance
Decide your insurance cover according to need, unexpected disasters will harm your company...
 
How to get the cheapest car insurance
Published by Harrisonford on February 28th 2012 | Insurance
You think that cheap car insurance does not exist? Well you are wrong about it. You can actually get...
 
Affordable medical insurance procedure
Published by Lessardcasey on March 28th 2012 | Insurance
Medical treatments and preventative care are not cheap. For the 40 million citizens of the United St...