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Poor Car Maintenance Will Make It Difficult to Find Affordable Online Car Insurance Quotes

By David Johnston Subscribe to RSS | December 27th 2011 | Views:
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Maintenance of the automobile is very important. Any sensible car owner is aware of this rule. However, do you know the connection between good maintenance and affordable automobile insurance? Well, the traditional view is that automobile insurance companies will never pay for regular maintenance activities. Insurance is protection for those risks that may or may not occur in the future. Maintenance and wear and tear is an unavoidable expense.

Well, your online car insurance quotes may not require info on the level of maintenance of your vehicle. Yet, it surely has an impact on the overall price you pay. This is true even if the insurance company focuses on accidents and collisions alone. What is the link between good maintenance and affordable insurance?

Well, you will have to get your vehicle inspected whenever its registration is being renewed. Refusal of the authorities to renew the registration of your automobile because of its bad shape will automatically affect your insurance policy. Do not be surprised if the insurance company refuses to cover the risk. This problem may occur even after you have successfully obtained the vehicle rego. Good maintenance cannot be done on a piecemeal basis. It must be a regular and integral feature of your activity.

Poor maintenance will show up when your vehicle is involved in an accident. A bumper that is out of its socket and which has not been repaired till date will not protect your vehicle from low speed-low impact collision. If your vehicle gets damaged despite having a bumper, the insurance company will refuse to pay for the same. This will place a huge financial burden on your budget.

Further, the fact that your claim was refused will show up when you search for online car insurance quotes to renew your insurance policy. The insurance companies do not rely on the information that you have submitted alone. Once it is proved that you do not maintain your vehicle properly, you will have to face a lot of problems before you convince insurance companies to take up the risk of protecting your vehicle again.

If you find professional maintenance to be very expensive, you can opt for online research to carry out basic maintenance activities yourself. Further, you can focus on the engine and other major parts and make sure that it is maintained properly. Do not hesitate to trade your vehicle for a cheaper option as long as you save on maintenance because it has a significant link with your insurance costs as well.

David Johnston - About Author:
For more information regarding Online Car Insurance Quotes, please visit QuoteMyWheels.com.au

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