Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

Landlord Contents Insurance

By Nathan DeBoon Subscribe to RSS | February 6th 2012 | Views:
loading
 
  



When a landlord rents out a property they are generally more concerned with insuring the property itself but many don’t seem to understand that they can also insure their contents that they leave in the rented property either by adding it on to your buildings policy or by getting a separate contents only policy.

The contents insurance can protect the items that you may leave in the property whilst it is rented out but it is specifically meant for things such as curtains, carpets, blinds and white goods. Obviously if they were damaged because of a fire or a flood or something then you would want them either repaired or replaced which is where the contents insurance would come in to play.

Of course the contents insurance would only cover the landlord’s contents that he has left in the property and if the tenant wanted to cover their contents then they would have to get a separate policy for themselves. This is due to the fact that you cannot insure what you don’t own or have an insurable interest in which means that the landlord could not insure the tenants items under his policy.

Obviously the cost of either getting a contents only policy or adding the contents cover onto your landlords building insurance policy all depends on the amount of contents that you want. Most companies do have a minimum amount which is generally somewhere between £2,000 and £5,000 worth of contents cover but you can get a contents only policy from some insurers for as little as around fifty pounds per year.

As for what is actually covered under a contents policy it is slightly different with almost every insurer, although they all do seem to have the same starting point of it being considered that contents are things that you would take with you when you left the property so things like laminate flooring might not be covered. Although you will have to check with your insurer to see what they rate as contents and what they rate as coming under the buildings cover.

Nathan DeBoon - About Author:
For more information you can visit this website that deals with all things Landlord Contents Insurance

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/insurance-articles/landlord-contents-insurance.htm

Related Insurance Articles Subscribe to RSS

Getting best deals on cheap auto insurance in Nevada
Published by Alabamaauto Insurances on January 17th 2012 | Finance
There are hundreds of resources that can help you to win that much desired cheap auto insurance in N...
 
Why I need employers’ liability insurance and how to buy that?
Published by Andrew Edwards on December 27th 2011 | Insurance
People ask the question about employers’ liability insurance most often...
 
Where to find cheap van insurance?
Published by Carleson on December 8th 2011 | Insurance
Is finding suitable as well as cheap van insurance driving you crazy? Don’t worry, this article ma...
 
Get a car insurance to protect your asset
Published by Robert King on January 20th 2012 | Finance
Car insurance is an instrument which covers for all the unforeseen dangers associated with a car. Ca...
 
The Series6 insurance
Published by Texasinsurance on November 30th 2011 | Insurance
Do you need to take the Series 6 exam? Do you have limited time to study? If your answer is "yes" to...
 
Its possible to have low cost Alabama auto insurance
Published by Alabamaauto Insurances on January 14th 2012 | Finance
It’s possible to have low cost auto insurance Alabama especially if they search online for such of...
 
How income protection insurance program can help you
Published by Benroger on February 28th 2012 | Insurance
You are sick so you cannot go to work at the moment. You and your family can understand this thing b...
 
Important considerations with regard to backpackers insurance
Published by Marry James on February 24th 2012 | Insurance
One of the greatest risks that a person can take is to go on an adventurous trip worldwide without g...
 
Using cheapest car insurance quotes to find the cheap car insurance
Published by Robmichae on March 16th 2012 | Insurance
Finding the cheap car insurance includes obtaining cheap insurance quotes to assist an individual to...
 
Get compensation by business interruption insurance for disastrous circumstances
Published by Andrew Edwards on January 2nd 2012 | Insurance
If you are running a business successfully and happy earnings gained on regular basis...
 
Professional indemnity insurance- secure your profession
Published by TimHarris on January 4th 2012 | Insurance
Being a professional is not a kid’s play. One has to serve untiringly to please the customers. But...
 
Maryland the state of expensive auto insurance
Published by Insuranceindian Aauto on March 5th 2012 | Finance
Maryland is famous for its expensive auto insurance unlike other states; the state is rated as the t...
 
Buying insurance online- the smart thing to do
Published by Chris Luke on February 29th 2012 | Insurance
Buying insurance online is the new way to save. The reduced premiums and speed of transacting busine...
 
Factors to consider when taking an auto insurance policy
Published by Julia Bennet on February 6th 2012 | Insurance
Before buying a motor insurance policy, it is prudent to research about the various devis assurance ...
 
How to find affordable auto insurance for your child
Published by Jerry on March 14th 2012 | Insurance
When you need to get a car for your child, chances are that you may want to make sure that it is as ...
 
How to find inexpensive business insurance rates for business
Published by Andrew Edwards on November 30th 2011 | Insurance
Insurance is something associated with every business type...
 
Find out why product liability insurance is necessary for your business
Published by Andrew Edwards on January 17th 2012 | Insurance
Before leaving it aside think on the complex situations faced by company...
 
Car insurance at its best in North Dakota
Published by Usautoinsurances on January 16th 2012 | Insurance
It is illegal to drive on the North Dakota roads without proper auto insurance. This is also the ca...
 
How to choose a life insurance policy for you?
Published by Chris Luke on March 30th 2012 | Insurance
Buying a life insurance policy is a necessary part of financial and future planning nowadays. Get on...
 
A brief overview of high risk auto insurance
Published by Jerry on March 10th 2012 | Insurance
Auto insurance seems to be a necessity for every driver to minimize the risk after any accident. As ...