Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

Home Insurance and Natural Disasters - Major Disasters Covered in the Home Insurance Policies

By Floressewrt Subscribe to RSS | February 21st 2012 | Views:
loading
 
  



Home insurance is one the most important things that every homeowner must possess. The home insurance policy protects your property from all kinds of uncertain events. Almost all the residential cover plans cover your main residential property, assets, living expenses, medical bills, liabilities and any other additional structures. Amongst all these coverage options, maximum amount of claims are paid in the events of natural disasters. Almost all the natural disasters are covered under the terms and policies of the home cover plans, but you should not become carefree in this regard. Not all kinds home cover policies provide protection against all natural disasters.

Further in this article, I have highlighted some of the main natural disasters which should be covered in your home insurance policies. You should take some time out and have a look at the below mentioned carefully. This will help you in knowing more about the natural disasters which should be included in the home insurance policies.

1. Earthquakes

This is the main disaster which is included in almost every home insurance cover policy. Earthquake is the violent and unexpected shaking of land, due to the shifting of earth's crust. These events are capable of causing some serious damage to your dwelling mainly because of the ground event.

2. Sinkholes

It is an uncertain event in which a hole is developed underneath your dwelling because of a natural depression. This can cause considerable cracking and damage to the entire structure of your residential property.

3. Floods

This is a natural disaster which can cause severe damage due to the uncertain and sudden rise in the level of natural water resources. So, if you are residing on a riverside or Oceanside area, or your location is categorized as flood prone, then you should definitely include the flood coverage in your insurance policy.

4. Hailstorm

If you have ever experienced or survived some major hailstorm, then you must be well aware about the damaging abilities of these storms. These storms mainly damage the roof of your property. Therefore, you should make sure that your home insurance plan covers the damage caused by these storms.

5. Lightning

Lighting strike is one of the most uncertain natural disasters in comparison to all the other catastrophes. As on one hand, the occurrence of hurricanes, floods and earthquakes can be predicted, on the other hand, predicting the place of lightning strike can never be predicted. In addition to acquiring the best home cover policy, equipping your residence with an appropriate pair of lightening arrestors can surely work wonders in protecting your property from uncertain lightening strike.

6. Hurricanes

Hurricanes are also considered to be one of major havoc causing disasters. They are capable of causing severe damage to your dwelling in comparison to other types of storms. These disasters are a powerful mixture of severe winds, heavy rainfall and floods. Therefore, you should make sure that you home cover policy includes coverage from these kinds of disasters.

So, these are some of the main disasters that should be included in your home insurance policy.

Floressewrt - About Author:
home insurance is an outstanding website if you are looking to secure your home with a suitable and economical home insurance policy. home insurance is meant to guide all of you when it comes to saving your hard earned money.

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/insurance-articles/home-insurance-and-natural-disasters-major-disasters-covered-in-the-home-insurance-policies.htm

Related Insurance Articles Subscribe to RSS

Tips to use Car insurance comparison website
Published by Jameshaven on March 16th 2012 | Insurance
Who does not want to save money? Car insurance is something that every owner of the car needs but so...
 
Coverage commercial general liability insurance offers to insured company
Published by Andrew Edwards on May 22nd 2012 | Insurance
CGL is quite popular plan while business owners want to cover-up the liability issues and transfer...
 
Some ways to find cheap car insurance
Published by Robmichae on March 16th 2012 | Insurance
As you probably know, auto insurance is very mandatory, but costly part of having and driving a car....
 
Cherishment for businesses, searching for commercial insurance
Published by Andrew Edwards on May 7th 2012 | Insurance
While hoping for successful running business, you have to plan everything according to market needs...
 
Find out why product liability insurance is necessary for your business
Published by Andrew Edwards on January 17th 2012 | Insurance
Before leaving it aside think on the complex situations faced by company...
 
Choosing an insurance policy for Hawaii
Published by Auto Insurances on January 16th 2012 | Finance
Just like in other states in the United States, it is a mandatory for the residents in the state of ...
 
How to obtain public liability insurance quotes
Published by Lauraallen on April 14th 2012 | Insurance
Public liability insurance is very important for any type of business. It covers the claims from you...
 
Understanding public liability insurance
Published by Lauraallen on April 14th 2012 | Insurance
If you are running any kind of business, then you must take into account public liability insurance....
 
Why to get mobile phone and iPad insurance
Published by Ashish Pandey on February 7th 2012 | Finance
Getting mobile phone insurance or iPad insurance can be a great tool to avoid unnecessary expense an...
 
Take backpacker insurance seriously while planning to travel overseas
Published by Herry Smith on January 23rd 2012 | Insurance
Backpacker travel insurance provides you the security level so that you can enjoy your holidays with...
 
Why You Need a Private Medical Health insurance
Published by Adamson Baker on July 7th 2012 | Insurance
When NHS is not adequate for a certain treatment, most patients seek the assistance of private consu...
 
My cheap car insurance – ways to find car insurance for young drivers
Published by Harrisonford on March 29th 2012 | Insurance
If you are looking for car insurance for your son or daughter, you may be a little anxious how to fi...
 
How to Use Insurance Index to Find Best Car insurance Quotes?
Published by Insurance Inde on January 17th 2012 | Insurance
Insurance has been a very important part in our life be it a life insurance, health insurance and le...
 
Best and Low cost medical insurance
Published by Lessardcasey on February 11th 2012 | Insurance
With swirling controversy over the availability of health insurance for all citizens of the United S...
 
Clarion Event liability insurance covers host of resources
Published by Michel Jordan on February 1st 2012 | Insurance
The article describes the public liability insurance for musicians offered by Clarion Associates to ...
 
Facts about car insurance comparison website
Published by Jameshaven on March 16th 2012 | Insurance
If an individual is looking to buy car coverage, he would indeed need various quotes to estimate and...
 
Best car insurance in New York City
Published by Warner on April 2nd 2012 | Insurance
Insurance Express is the one stop solution for all Nassau County car insurance related requirements....
 
Significance of business interruption insurance for corporate houses
Published by Andrew Edwards on December 14th 2011 | Insurance
To reach the elevation of success we have to plan our business administration programs...
 
All about major medical health insurance
Published by Johndy Sons on March 21st 2012 | Insurance
There are several individuals in the globe who don't know the value of well being insurance in any r...
 
What are the advantages of buying insurance online at my cheap car insurance
Published by Harrisonford on April 12th 2012 | Insurance
Cars have become the basic necessity of most of the people. Everyone wants to have his/her own trans...