Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

Home Insurance and Natural Disasters - Major Disasters Covered in the Home Insurance Policies

By Floressewrt Subscribe to RSS | February 21st 2012 | Views:
loading
 
  



Home insurance is one the most important things that every homeowner must possess. The home insurance policy protects your property from all kinds of uncertain events. Almost all the residential cover plans cover your main residential property, assets, living expenses, medical bills, liabilities and any other additional structures. Amongst all these coverage options, maximum amount of claims are paid in the events of natural disasters. Almost all the natural disasters are covered under the terms and policies of the home cover plans, but you should not become carefree in this regard. Not all kinds home cover policies provide protection against all natural disasters.

Further in this article, I have highlighted some of the main natural disasters which should be covered in your home insurance policies. You should take some time out and have a look at the below mentioned carefully. This will help you in knowing more about the natural disasters which should be included in the home insurance policies.

1. Earthquakes

This is the main disaster which is included in almost every home insurance cover policy. Earthquake is the violent and unexpected shaking of land, due to the shifting of earth's crust. These events are capable of causing some serious damage to your dwelling mainly because of the ground event.

2. Sinkholes

It is an uncertain event in which a hole is developed underneath your dwelling because of a natural depression. This can cause considerable cracking and damage to the entire structure of your residential property.

3. Floods

This is a natural disaster which can cause severe damage due to the uncertain and sudden rise in the level of natural water resources. So, if you are residing on a riverside or Oceanside area, or your location is categorized as flood prone, then you should definitely include the flood coverage in your insurance policy.

4. Hailstorm

If you have ever experienced or survived some major hailstorm, then you must be well aware about the damaging abilities of these storms. These storms mainly damage the roof of your property. Therefore, you should make sure that your home insurance plan covers the damage caused by these storms.

5. Lightning

Lighting strike is one of the most uncertain natural disasters in comparison to all the other catastrophes. As on one hand, the occurrence of hurricanes, floods and earthquakes can be predicted, on the other hand, predicting the place of lightning strike can never be predicted. In addition to acquiring the best home cover policy, equipping your residence with an appropriate pair of lightening arrestors can surely work wonders in protecting your property from uncertain lightening strike.

6. Hurricanes

Hurricanes are also considered to be one of major havoc causing disasters. They are capable of causing severe damage to your dwelling in comparison to other types of storms. These disasters are a powerful mixture of severe winds, heavy rainfall and floods. Therefore, you should make sure that you home cover policy includes coverage from these kinds of disasters.

So, these are some of the main disasters that should be included in your home insurance policy.

Floressewrt - About Author:
home insurance is an outstanding website if you are looking to secure your home with a suitable and economical home insurance policy. home insurance is meant to guide all of you when it comes to saving your hard earned money.

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/insurance-articles/home-insurance-and-natural-disasters-major-disasters-covered-in-the-home-insurance-policies.htm

Related Insurance Articles Subscribe to RSS

Car insurance at its best in North Dakota
Published by Usautoinsurances on January 16th 2012 | Insurance
It is illegal to drive on the North Dakota roads without proper auto insurance. This is also the ca...
 
Pros of inexpensive business interruption insurance plan
Published by Andrew Edwards on April 17th 2012 | Insurance
You are making decision on business coverage ideally suits requirements of kind of business we are i...
 
Getting cheapest van insurance quotes
Published by Robmarshall on March 1st 2012 | Insurance
You are looking for the cheap van insurance online quote, you have to look at a lot of different com...
 
Low cost medical insurance procedure
Published by Lessardcasey on March 28th 2012 | Insurance
Low Cost Medical Insurance is difficult to come by these days, but there is one superb company out t...
 
Tips to find cheaper van insurance
Published by Robmarshall on March 28th 2012 | Insurance
Running a business is no laughing matter. It can be quite difficult and probably a business owner is...
 
Private Hire Taxi Insurance will provide you best insurance
Published by Atif Saleem on December 10th 2011 | Insurance
If you have taxi driver and want to get batter taxi insurance with a driver, you can get information...
 
Extraordinary advantages of winter sports insurance for sports enthusiasts
Published by Marry James on February 27th 2012 | Insurance
It is so surprising to know that there is insurance for anything and everything in this world. Thoug...
 
Shopping for insurance coverage - ideas and guidance.
Published by Ramky on December 13th 2011 | Insurance
A great many people tend to be puzzled with the phrases used in a number of insurance policies - car...
 
How to choose a nominee for your insurance policy
Published by Puneet on January 29th 2012 | Insurance
There is a common tendency between people, when dealing with their health insurance policy, to treat...
 
Resources for searching cheapest van insurance
Published by Gregorypeck on March 19th 2012 | Insurance
There are various sources from where an individual can buy cheap van insurance. Comprehending where ...
 
Impact of ignorance of employers’ liability insurance
Published by Andrew Edwards on March 17th 2012 | Insurance
There can be a huge impact faced by business owners after neglecting employer’s liability insuranc...
 
How can your van help you to get the cheap van insurance?
Published by Carleson on December 10th 2011 | Insurance
Your van can help you find the cheap van insurance that you have been looking for. Yes you are readi...
 
Safeguard your organization by commercial liability insurance
Published by Andrew Edwards on May 17th 2012 | Insurance
There are few insurance plans protecting organizations from facing the issues which can harm on fina...
 
Best and Inexpensive health insurance
Published by Lessardcasey on February 11th 2012 | Insurance
The place to start to search for inexpensive health insurance if you have a low income or if you hav...
 
Getting a cheap van insurance
Published by Robmarshall on March 1st 2012 | Insurance
Previously vans were only used for commercial purpose i.e. for hauling people and goods from one pla...
 
Search out commercial insurance quotes for free
Published by Andrew Edwards on December 28th 2011 | Insurance
Quotes are the detailed information packs provided by insurance companies...
 
Vermont car insurance
Published by Usautoinsurances on January 17th 2012 | Insurance
You have to carry your Vermont auto insurance all the time you are driving on the Vermont roads. It ...
 
Why you should visit my cheap car insurance online
Published by Harrisonford on April 13th 2012 | Insurance
Due to high demand of car loans, the need for car insurance policies is also increasing day by day. ...
 
Clarion Event liability insurance covers host of resources
Published by Michel Jordan on February 1st 2012 | Insurance
The article describes the public liability insurance for musicians offered by Clarion Associates to ...
 
Buying insurance online- the smart thing to do
Published by Chris Luke on February 29th 2012 | Insurance
Buying insurance online is the new way to save. The reduced premiums and speed of transacting busine...