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Crucially Important Steps After You Purchase Travel Insurance

By Tracy McManamon Subscribe to RSS | February 29th 2012 | Views:

Congratulations, if you are interested in what to do after you have purchased travel insurance, than you must have already looked into the different travel insurance companies and purchased a plan. It is a great feeling isn’t it? Knowing that you are going on this family vacation or business trip completely insured? If anything happens you will know if you are insured for it or not, and have a travel insurance company that you can be in contact with 24/7 with any questions. So what do you do now that you have purchased your plan?

1. “Print your confirmation email”: To print off your confirmation email may seem like such an easy step. But you would not want to be caught without a hard copy of it. Proof of your purchase is a necessity, because all of your emergency contact information is listed on it. Carry this with you, wherever you are traveling.

2. “Review your policy certificate to verify your coverage”: Every travel insurance company has what they call a ‘policy certificate’. Listed on the policy certificate are all the things you will be covered for on your trip. To make sure you are completely satisfied with the plan you choose and the coverage it gives, insurance companies offer a “Free Look Period”. During a free look period, customers have a chance to look at their plans and make sure that everything is included that they would like. During this period, you can also return your plan and receive a full refund.

3. “Read the Exclusions Section”: By looking over your policy certificate as is highly suggested in point two, you will see a section called the “Exclusion Section”. You must read the Exclusion Section! If you fail to read this, you may very easily think that something is covered that is not. This can be avoided if you may sure you carefully read the exclusion section.

4. “Contact your insurance company immediately with any claims questions”: If you start to question even the smallest thing about your trip, call the travel insurance company. They have 24/7 services specifically for you and to answer ANY question, regardless of how insignificant it may seem to you. If you are paying for their services, use them.

You are probably very close to your trip at this point, and do not want to have any doubts about the travel insurance you have. Be attentive to each of these four steps listed and you will be prepared and ready for a great trip.

Tracy McManamon - About Author:
Tracy McManamon is the CEO of One Source Benefits. He offers travel insurance and travel medical insurance at affordable rates so that clients have the best vacation or business trip ever.

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