Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

Steps You Can Take to Lower Your Homeowners’ Insurance Premiums

By John Cherry Subscribe to RSS | April 1st 2012 | Views:
loading
 
  



Homeowners’ insurance premiums are sky high and they seem to be going up every year. It’s just one of those facts of life, right? Well, not entirely. There are some steps you can take to lower your homeowners’ insurance premiums and they mostly center on home security. Follow the advice in this article and you will see your premiums dip to a level you probably haven’t seen in years.

1. Install a home security system in your house. This is the number one thing you can do to make your premiums lower. Be sure to inquire as to which security systems your insurance companies require in order to get the discount. You will usually have to have one that includes third-party monitoring services, since often, those companies have insurance of their own to protect against their clients getting robbed after they install their systems.

2. Put a fence up around your property. You might not realize it, but fencing can lower your insurance premiums because it improves the security outside of your home. You will want a fence that is tall enough to be an obstacle for burglars to climb over. In addition, a fence this high will give you much-needed privacy in your backyard. Remember that a fence will impede a burglar from getting into your house and also affect his rapid getaway as well.

3. Install a fire alarm in your home. This is going to decrease your insurance premiums significantly since your house is much safer with a fire detector installed. Not only do you want one in the event that your house is on fire so you and your family can get out safely, but you will also be able to summon emergency personnel as quickly as possible, hopefully saving your house. Many times, a fire alarm can be added onto your home security system, which means it will be monitored just as closely for fire as for burglary.

4. Establish a neighborhood watch group. Insurance companies like neighborhood watch groups because they make neighborhoods safer because such groups deter burglars from even entering the area.

All of these suggestions are going to benefit you in terms of home security whether or not they actually lower your homeowners’ insurance premiums. Keep in mind that you will have to prove that you have made these improvements to your security plan to your insurance company so keep all receipts, all documents and take pictures to send into the company to make your premiums as low as they can possibly be.

John Cherry - About Author:
John is a shrewd consumer who writes about personal finance, home technology and home security topics like: home security Houston and security monitoring Dallas, TX.

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/home-security-articles/steps-you-can-take-to-lower-your-homeowners-insurance-premiums.htm

Related Home Security Articles Subscribe to RSS

Keyless locks that can provide ample security for your home.
Published by Samantha Kirk on June 11th 2012 | Home Security
Having security systems for homes have become very important nowadays. It is quite a smart investmen...
 
Locksmiths are essential to assure general home security
Published by Rebecca Martin on December 16th 2011 | Home Security
The locksmiths are very essential to assure general security and safety in your home. They can meet ...
 
Locksmith Annapolis MD guarantees complete security system within your budget
Published by Frances Bell on March 16th 2012 | Home Security
These are situations when you have to look for an emergency locksmith from nearby locality. The bene...
 
How to get the best security camera
Published by Govindsingh on May 2nd 2012 | Home Security
Surveillance gadgets that are helping in controlling crime around the world can be you are surfing t...
 
Good versus bad security company
Published by Charles Willis on February 10th 2012 | Home Security
California is the State with the most licensed security companies in the United States. The main con...
 
Enjoy a stress-free Vacation by ensuring your home security
Published by Eldwin Adam on January 27th 2012 | Home Security
People feel lucky if they have enough time to spend off throughout the summer season as vacation. If...
 
Shopping for the best home security alarm system online
Published by DANA BATES on May 12th 2012 | Home Security
This article provides the reader with pointers on what the most important factors to consider when b...
 
Home security system is must for all homes in Australia
Published by Intrudershield on January 4th 2012 | Home Security
What if you are under threat of burglars and prowlers? Well! Don’t worry. Just get your house wire...
 
Locksmith Manassas VA designs the best security plan for your residence
Published by Alex Cameron on March 7th 2012 | Home Security
Looking for a good locksmith when you are in some emergency can be really confusing sometimes. Often...
 
Hire Locksmith Baltimore MD to strengthen your home or office security
Published by Abbyiynne2 on May 17th 2012 | Home Security
If you have shifted to a new locality, then you have every reason to worry about the safety of your ...
 
Locksmith DC offering full proof security plan after assessing your security needs!
Published by Stana Vee on May 9th 2012 | Home Security
However, the problem is all may not be up to the standard. Again there are some locksmith service pr...
 
The perpetual fight against sleep for security guards
Published by Charles Willis on February 10th 2012 | Home Security
In most cases the security guard’s job is monotonic and consists of the same redundant activities....
 
Importance of home alarm security systems
Published by Intrudershield on February 13th 2012 | Home Security
The boon in technology has greatly improved the lifestyle and has made it safe but it has also resul...
 
The importance of price hiring a security company
Published by Charles Willis on March 7th 2012 | Home Security
Most property managers or business managers that deal with hiring security companies for the first t...
 
Don’t take your security for granted install best quality rolling gates
Published by Stefen on January 14th 2012 | Home Security
If security is on your mind, install a robust and convenient gate for your residence and business. A...
 
Cameras for security
Published by Govindsingh on May 3rd 2012 | Home Security
Taking care of one’s personal lifestyle especially for men and women who are in need of protection...
 
Home security services protect your home from unwanted intruders
Published by Gyan Ojha on November 28th 2011 | Home Security
Most home security services are available with premium high clarity video door phone that enables fa...
 
Locksmiths securing you against key lost and security breach
Published by Rebecca Martin on December 21st 2011 | Home Security
Locksmiths can help you maintain the overall security in your home. They can help you with the maint...
 
Choosing Home security System- Things to Consider
Published by Adair Sawyer on May 11th 2012 | Home Security
Your house, your family and your belongings can be protected by installing a good home security syst...
 
Locksmith Washington DC helps in devising effective and economical security plans
Published by Jon Franklin on May 3rd 2012 | Home Security
If you are not very happy with the present security system of your residence, then it is high time t...