Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

Steps You Can Take to Lower Your Homeowners’ Insurance Premiums

By John Cherry Subscribe to RSS | April 1st 2012 | Views:
loading
 
  



Homeowners’ insurance premiums are sky high and they seem to be going up every year. It’s just one of those facts of life, right? Well, not entirely. There are some steps you can take to lower your homeowners’ insurance premiums and they mostly center on home security. Follow the advice in this article and you will see your premiums dip to a level you probably haven’t seen in years.

1. Install a home security system in your house. This is the number one thing you can do to make your premiums lower. Be sure to inquire as to which security systems your insurance companies require in order to get the discount. You will usually have to have one that includes third-party monitoring services, since often, those companies have insurance of their own to protect against their clients getting robbed after they install their systems.

2. Put a fence up around your property. You might not realize it, but fencing can lower your insurance premiums because it improves the security outside of your home. You will want a fence that is tall enough to be an obstacle for burglars to climb over. In addition, a fence this high will give you much-needed privacy in your backyard. Remember that a fence will impede a burglar from getting into your house and also affect his rapid getaway as well.

3. Install a fire alarm in your home. This is going to decrease your insurance premiums significantly since your house is much safer with a fire detector installed. Not only do you want one in the event that your house is on fire so you and your family can get out safely, but you will also be able to summon emergency personnel as quickly as possible, hopefully saving your house. Many times, a fire alarm can be added onto your home security system, which means it will be monitored just as closely for fire as for burglary.

4. Establish a neighborhood watch group. Insurance companies like neighborhood watch groups because they make neighborhoods safer because such groups deter burglars from even entering the area.

All of these suggestions are going to benefit you in terms of home security whether or not they actually lower your homeowners’ insurance premiums. Keep in mind that you will have to prove that you have made these improvements to your security plan to your insurance company so keep all receipts, all documents and take pictures to send into the company to make your premiums as low as they can possibly be.

John Cherry - About Author:
John is a shrewd consumer who writes about personal finance, home technology and home security topics like: home security Houston and security monitoring Dallas, TX.

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/home-security-articles/steps-you-can-take-to-lower-your-homeowners-insurance-premiums.htm

Related Home Security Articles Subscribe to RSS

Enjoy a stress-free Vacation by ensuring your home security
Published by Eldwin Adam on January 27th 2012 | Home Security
People feel lucky if they have enough time to spend off throughout the summer season as vacation. If...
 
Cameras for security
Published by Govindsingh on May 3rd 2012 | Home Security
Taking care of one’s personal lifestyle especially for men and women who are in need of protection...
 
The importance of price hiring a security company
Published by Charles Willis on March 7th 2012 | Home Security
Most property managers or business managers that deal with hiring security companies for the first t...
 
Locksmith Annapolis MD guarantees complete security system within your budget
Published by Frances Bell on March 16th 2012 | Home Security
These are situations when you have to look for an emergency locksmith from nearby locality. The bene...
 
Locksmiths are essential to assure general home security
Published by Rebecca Martin on December 16th 2011 | Home Security
The locksmiths are very essential to assure general security and safety in your home. They can meet ...
 
What are the different types of home security?
Published by Heather Protz on March 16th 2012 | Home Security
With the prevailing economic conditions, there can be no assurance that your home is secure from bur...
 
Locksmith DC offering full proof security plan after assessing your security needs!
Published by Stana Vee on May 9th 2012 | Home Security
However, the problem is all may not be up to the standard. Again there are some locksmith service pr...
 
Locksmiths securing you against key lost and security breach
Published by Rebecca Martin on December 21st 2011 | Home Security
Locksmiths can help you maintain the overall security in your home. They can help you with the maint...
 
Locksmith DC ensures highly effective security system for home or office setup
Published by Stana Vee on December 15th 2011 | Home Security
If you are a newcomer in the locality looking for emergency services, Locksmith DC can help you out ...
 
Responsibilities of a security guard
Published by Charles Willis on April 24th 2012 | Home Security
Many clients and many security guards themselves are under the impression that security officers hav...
 
Want the best security? Try out a professional locksmith NYC
Published by AnnaSimpson on November 27th 2011 | Home Security
There is this BBC video in YouTube that talks about the lack of security that our homes have even wh...
 
How to get the best security camera
Published by Govindsingh on May 2nd 2012 | Home Security
Surveillance gadgets that are helping in controlling crime around the world can be you are surfing t...
 
Don’t take your security for granted install best quality rolling gates
Published by Stefen on January 14th 2012 | Home Security
If security is on your mind, install a robust and convenient gate for your residence and business. A...
 
Home security systems for an overall protection
Published by Jack on June 9th 2012 | Home
With the accelerating rate of crime in the nations around the world, domestic security is slowly get...
 
Keyless locks that can provide ample security for your home.
Published by Samantha Kirk on June 11th 2012 | Home Security
Having security systems for homes have become very important nowadays. It is quite a smart investmen...
 
Install security alarm systems and shove the chances of getting robbed of life
Published by Intrudershield on January 23rd 2012 | Home Security
With the rise in criminal practices, people are finding it difficult to lead a peaceful life as ther...
 
Home security system is must for all homes in Australia
Published by Intrudershield on January 4th 2012 | Home Security
What if you are under threat of burglars and prowlers? Well! Don’t worry. Just get your house wire...
 
Design the most effective security system for your home by consulting Locksmith Washington DC
Published by Jon Franklin on May 30th 2012 | Home Security
Locksmith Washington DC stands apart from others in that, they believe in very high standards of cus...
 
Setting up good security systems at home
Published by Julia Bennet on April 9th 2012 | Home Security
As the days pass and crime rates increase, it is essential to protect yourself and your family. Sett...
 
Home security services protect your home from unwanted intruders
Published by Gyan Ojha on November 28th 2011 | Home Security
Most home security services are available with premium high clarity video door phone that enables fa...