Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

Gastric Bypass Surgery - Will Insurance Cover the Cost

By Lisa Beverley Subscribe to RSS | November 29th 2011 | Views:
loading
 
  



Depending on the type of major medical insurance policy you have, most insurance companies pay for gastric bypass surgery (also known as bariatric surgery) if you meet certain conditions. However, some insurance companies have exclusion clauses for treating obesity. These companies refuse to cover treatments related to "lose weight". They, however, the treatment of diseases caused by excess body weight.

How I can qualify for coverage?

To qualify for coverage, gastric bypass surgery should be considered a medical necessity. The insurance company will make the final determination. You can rely on the information sent or your doctor may require you to be seen by a doctor that you specify.

In any case, certain conditions must exist. His weight problem that presents a serious risk to their lives. Do not be surprised if it requires a thorough psychological evaluation, as well as your medical history. It's no secret that people eat too much of the wrong type of food for many reasons. Although genetic and metabolic rate affect how heavy a person, often the main causes of obesity are emotional and psychological. Gastric bypass surgery will not fix these emotional and psychological problems. In fact, if these issues are not addressed before or along with surgery, the patient may be more prone to serious complications. For this reason, all insurance companies require both psychological and medical clearance before surgery is approved.

Remember, insurance companies are businesses. If they think you're a good candidate to maintain permanent weight loss and that the price tag of $ 25,000 to $ 50. 000 price of gastric bypass surgery and will save money over time, eliminating the payment of other weight-related medical problems, most likely cover the surgery.

What will my insurance cover?

If you are approved for gastric bypass surgery, the insurance company will pay between 50 and 100 percent of hospital and medical fees. Some policies even cover nursing home care after leaving the hospital if deemed necessary by doctors and approved by the insurance company.

Several different expenses typically are associated with gastric bypass surgery, such as testing to determine eligibility for gastric bypass surgery, pre-admission testing, hospital costs, surgeon and other medical expenses, and after surgery medication and care. Even if your insurance does not cover the current procedure, which may cover one or more of the other costs associated with gastric bypass surgery.

How I can make a difference?

Your surgical center should be able to help you determine what you should and should not be covered by your specific policy. In addition, many surgical centers offer low-interest long-term loans if they are approved by the insurance company, uninsured or have high co-payments.

Since 2000, the total cost of all treatments for medically necessary weight loss has been considered as a deductible expense for tax purposes physician income. Tax deductions can help pay at least part of the cost of gastric bypass surgery or help you return to your co-pay for surgery. Under the Internal Revenue Code, the treatment for weight loss includes behavioral counseling, nutritional counseling, prescriptions, and gastric bypass surgery, if carried out to treat or prevent specific diseases caused by excess body weight.

This article provides an overview of the health problems associated with gastric bypass surgery does not replace the advice of a doctor. Please consult your physician before taking any major medical decision.

Lisa Beverley - About Author:
Lisa Beverley writes highly informative and researched articles for end consumers about a variety of weight loss slimming including remedies, health fitness tips and diet and nutrition tips, slimming, weight loss products, bodybuilding supplements and diet tips.

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/fitness-articles/gastric-bypass-surgery-will-insurance-cover-the-cost.htm

Related Fitness Articles Subscribe to RSS

Natural Bath Salts – 5 tips to help you get back in the tub.
Published by KeithMcDonnell on December 12th 2011 | Health
You have had a long hard day, or perhaps, a long hard week. It’s cold outside and all you really w...
 
Retain the shape you always yearn for with few most potential tips
Published by Ajay on July 5th 2012 | Health
Midsection is one of the trickiest areas to tone. Women’s indulge in regular exercise often cannot...
 
Top tips to avoid the risk of breast cancer
Published by Internet Marketing on January 18th 2012 | Health
Breast cancer is one of the leading causes of death among women across the globe. More than 13% of t...
 
Some tips and uses of welch allyn products
Published by Kevin on May 10th 2012 | Health
Welch allyn have also joined hands with the eminent Syracuse University so that together they will b...
 
Best weight loss tips can be used to enjoy permanent, healthy weight loss results
Published by Ashish Pandey on June 19th 2012 | Health
The best weight loss tips and details are available easily on the net. These tips help a great deal ...
 
Important tips on living a healthy lifestyle
Published by Sharen on January 5th 2012 | Fitness
Nowadays, living a healthy lifestyle is definitely complicated since stress seems to be anywhere and...
 
What are the tips to stop snoring
Published by Carolmoore on March 29th 2012 | Health
Snoring is indeed one of the most common problems encountered by a lot of people. This is basically ...
 
Dermatology tips for taking Care of Damaged Skin
Published by Dermatology on December 23rd 2011 | Health
Bad skin can be attributed to a variety of things, those being genetic inheritance, bad weather, or ...
 
Simple money saving tips for your business
Published by Sean Burke on April 23rd 2012 | Health
Here are some ideas to try and keep your overheads down....
 
Top tips for contact lens safety
Published by Gene Johnson on July 11th 2012 | Health
According to NHS figures, there are over million contact lens users in the UK. Contact lenses provid...
 
Some tips for home care services
Published by Greame Shaun on June 22nd 2012 | Health
There are a number of agencies that provide home care services, and the individual care provider sho...
 
Losing weight is on your finger tips
Published by Fitness Watcher on February 23rd 2012 | Fitness
How to lose weight is a problem for all nearly every second person. If you are not too keen on exerc...
 
Some essential beauty tips for you
Published by Amit Sachdeva on March 14th 2012 | Health
Beauty matters a lot in everyone’s life and face is the center key of attraction. People do many ...
 
Used Ultrasound Equipment buying tips
Published by Julia Roger on July 4th 2012 | Health
Ordering used or second hand products is actually an effective way to trim overhead costs and expens...
 
Know some interesting healthy Skin care tips
Published by Frank Windram on February 23rd 2012 | Health
Breaks in schedule and working life are the most relaxing time of the year where you can give time t...
 
How to get rid of dandruff tips
Published by Gabriel Ryan on May 6th 2012 | Health
If people try to check the internet, they will see that there have been millions of people who have ...
 
Effective tips to lose weight
Published by Fitness Watcher on May 20th 2012 | Health
This article offers the effective tips to lose weight. The importance of the right diet, exercise an...
 
Five important tips to help you find the best retirement home care facility.
Published by Maryam Keon on December 26th 2011 | Health
The majority of elderly people can reach a certain age where they are unable to do activities which ...