Instant Approval Loans : Helping Hand in Time of Need
Monetary emergency often comes up suddenly and arranging the funds within few hours becomes a difficult task. Instant approval loan is one such short term fiscal assistance in lending arena that avoids lengthy paper work and credit check so that you can get the funds in least possible time.
Entire information concerning these loans can be obtained from internet. There are numerous online lenders in UK who have their private websites. These websites have details on the eligibility criteria, application form, terms and conditions, repayment terms, fees, interest rates etc. if you compare the quotes of various lenders, you will be able to get a good bargain.
There is no need to go anywhere to submit the application form. This facility is available on internet. You have to fill the loan request form with few personal and bank details. Information on employment status also needs to be given. However, you need not worry in disclosing all this as this complete information is kept confidential. When the lending company gets the application form he immediately verifies the details and thereafter gives an approval. Within few hours of approval, lender electronically transfers the cash in debtor’s bank account.
Following are the requirements that an individual must meet to qualify for the loan:
An applicant must be 18 years of age at least.
An applicant must be a citizen of UK.
An applicant must have a fixed job with a regular monthly income of at least £1000.
An applicant must have an operational bank account.
One of the very interesting features of instant approval loans is that a loan seeker does not have to get his credit check. This has made it possible for individuals with flawed credit record like CCJs, IVAs, default, foreclosure, delayed payments etc. to submit the application.
A prospective borrower can get the online application form free of cost and they can be accessed anytime and from anywhere. There is no need to fax any documents to get the loan on borrower’s name.
To get instant approval loan a loan seeker does not have to pledge any of his personal assets as these are short term loans. Loan amount can be anywhere from £100 to £1500. Repayment period ranges from 14 days to 1 month. Compared to other long term loans, the rate of interest is higher in this plan.
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