Deprecated: mysql_connect(): The mysql extension is deprecated and will be removed in the future: use mysqli or PDO instead in /home1/haradeep/articleside.com/configdb.php on line 8

Deprecated: preg_replace(): The /e modifier is deprecated, use preg_replace_callback instead in /home1/haradeep/articleside.com/article.php on line 88
How to Get a Credit Card with No Credit History Easily

Article Side

Online Article Directory!

Hello Guest! Login or Register to submit articles!

How to Get a Credit Card with No Credit History Easily

By Elissa Joyce Subscribe to RSS | February 22nd 2012 | Views:
loading
 
  



It is possible to get a credit card if there is no credit history. This is made even more possible because of the stiff competition between financial institutions. They are trying their best to attract more people. Because of this, you can start with the application process as soon as you are ready. Once you know how to get a credit card with no history, you need to start finding an efficient company.

Since you do not have a credit history, the first thing that you need to provide is a bank statement. The agent you go to will look at it and find out if you are in a position to make the payments. There are interest rates which you have to pay for, and this can be only done if you have a monthly income.

In case you have a student card, you can use it to apply for a credit card. Make sure that all the payments of this card are made on time. The credit card agents usually look at the history of this card. You should not overspend it or go beyond the limit. By doing this, there is assurance that your application will be easily considered.

By giving correct information on the kind of work you are doing, the agents will be able to decide on whether you can make the payments or not. There are times when the financial institution will want to know about the kind of house you are staying in. If you have reached their expectations, there is a high chance that you will get a credit card. Find a way of convincing the firm that you are in a position to make the payments.

When you get to understand how to get a credit card with no credit history, you will notice that most of the companies will find out if you have any unsettled debts. In case you do, there is a high possibility of being given a card that has a high interest rate. To avoid such a situation, clear all your debts on time before starting the application process. This way, the agents will see that you are in a position to clear your bills and debts.

When you are applying for the credit card, you have to ensure that you read all the terms and conditions carefully. This makes it easier to understand the responsibilities which come with the card. You will also be in a position to know when the payments are supposed to be made. This way, you can do your budgeting and start making the payments as soon as possible.

There are financial advisors ready to help you. Find a competent one to give you efficient information. In case you do not know the card to go for, the advisor will help you. This saves time and at the end of the day, you will get one that suits your needs.

When you apply for a credit card, go through the rates. This way, you will be able to get one that is affordable. With the rates being low, it is possible to make the payments. You will also be able to save some cash at the end of the day.

Elissa Joyce - About Author:
How to get a credit card with no credit history is a short process when done online. Once you apply for a credit card, you will get a notification immediately if it has been considered. At credit-land.com, you are able to get different kinds of cards and start applying for one.

Share on Facebook Tweet It Stumbleupon this post This post is delicious !

Article Source:
http://www.articleside.com/finance-articles/how-to-get-a-credit-card-with-no-credit-history-easily.htm

Related Finance Articles Subscribe to RSS

Christian credit counseling and credit counseling services
Published by James Blee on December 14th 2011 | Finance
This recession has been very tough for people who have especially taken loans against their credit c...
 
Top tips for money management and using a credit card
Published by Jesse Wallace on June 6th 2012 | Finance

Learning how to use your credit card effectively could help you balance and manage your debts....
 
How can i get dependable credit card debt advice and exactly how could it benefit me?
Published by on March 27th 2012 | Finance
Credit card debt advice is a program provided by debt companies to help those people who are battlin...
 
Hard Money Loan No Teletrack- Grab loan with no credit checking
Published by Gorgie Nork on January 9th 2012 | Finance
Hard Money Loan No Teletrack can be availed with the aid of simple online process. This loan is usef...
 
Bad credit debt consolidation UK
Published by Fresh Finance on January 19th 2012 | Finance
The debt consolidation entails taking out one mortgage to pay off many others. This is done to prote...
 
Bad credit loans no fees: Shake Hands with Cash Crunches with Smile
Published by Cameron White on December 13th 2011 | Finance
Bad credit loans no fees are always ready to shake hands with poor creditors to let them feel comfor...
 
Student loan default might cause bad credit record
Published by Peter Paul on December 22nd 2011 | Finance
Student loan default is a very common problem that is seen globally. Student loans in default should...
 
Why should i get my free credit report?
Published by Mary Cruise on May 25th 2012 | Finance
Your free credit report is consulted by potential employers, landlords, credit issuers and lenders, ...
 
If you accept Visa and MasterCard you can get Bad credit small business loans
Published by Joseph Richard on April 4th 2012 | Finance
Despite it being a popular means of finance, there are several business operators who are unsure of ...
 
Instant loans with bad credit: Cash facility with poor creditors
Published by Calvien Peter on December 5th 2011 | Finance
These finances are the best way to get the fast cash. Applicant can avail fast cash without pledging...
 
Free credit score report: why to get one
Published by Brigham Brock on May 29th 2012 | Finance
It is essential to begin creating a credit status as early as possible. You can start to create one ...
 
Loans for Bad Credit People: Weak credit is no more a trouble
Published by Ella Trant on June 8th 2012 | Finance
People with bad credits can realize their urgent monetary needs with loans for bad credit people wit...
 
Apply for credit card online and increase your liquidity
Published by John Matthew on December 28th 2011 | Finance
Credit card is one entity that has made millionaires out of the ordinary men, but at the same time t...
 
Bad credit and mortgage refinance option
Published by Kam Brar on December 16th 2011 | Finance
As people think, it is not easy to get mortgage refinance with bad credit. There are various factors...
 
License of subprime credit broker revoked by OFT
Published by Sandra Jeux on March 12th 2012 | Finance
The licenses of sub-prime broker Yes Loans and two associates, i.e., Blue Sky Personal Finance and M...
 
Getting settlement when it comes to credit card
Published by Rajkumar Kaushal on June 19th 2012 | Finance
Getting settlement when it comes to credit card is not very easy sometimes because of the details an...
 
Loan Calculator- What you require to recognize about a credit sum calculator
Published by Ian Foster on January 27th 2012 | Finance
Loan Calculator have lots of abundant websites on the internet that make available to their visits w...
 
With online research you can loan about car loan with bad credit
Published by Pamela Andersen on May 16th 2012 | Finance
The online auto financing is easy way of saving time and money as well as not compromising on the ra...
 
No Credit Check Loans- Fast Cash Without No credit Checks
Published by Jason Welsh on March 29th 2012 | Finance
If you are looking for a hassle free and easy process to get immediate cash help, then you need look...
 
What's the difference between the purchase, balance transfer, and cash withdrawal rates on credit cards?
Published by Jesse Wallace on July 11th 2012 | Finance
Understanding the various rates offered by your credit card could help you get the most from your pu...