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How to Cut Down Tax-Time Stress

By Mia Vitug Subscribe to RSS | April 4th 2012 | Views:

After the relaxing and delightful holidays comes the stress-inducing tax season. April is a stressful month for most people because Tax Day is just around the corner. You don't need to be stressed out every year when preparing your annual tax return. 24/7 Card, the all-new prepaid debit card and remit card online service, shares some tips on how you can cut down tax-time stress:

Procrastination is a no-no. Most people prepare at the very last minute, thinking that they still have a lot of time to work on it from the months of January to April. Putting off your taxes at a later period in tax season will be similar to rushing a complicated school project as the deadline nears. You may overlook potential sources of tax savings and are more likely to increase your risk of making an error when trying to meet the filing deadline.

When in doubt, check with IRS. Admit it, no matter how good you think you are with tax-filing, you will still need all the help you can get. For the latest news and important information about tax-filing, visit the IRS website and make “1041 Central” your first stop.

Make use of Free File. Available exclusively at, Free File does the hard work with brand-name tax software or online fillable forms. Those who made $57,000 or less qualify for free tax software offered through a private-public partnership with manufacturers. If you made more than the said amount and are comfortable to prepare your own tax return, you have plenty of options at

IRS e-file for easy tax return filing. Almost 80 percent of taxpayers used IRS e-file in 2011, proving that it's the safest, easiest, and most common way to file a tax return. You can file immediately and pay later if you owe taxes. You can also combine e-file with direct deposit, the IRS can issue your refund in as fast as 10 days.

Can't pay? Don't panic. File your return by the deadline even if you can't pay the full amount of taxes you owe by the mid-April deadline. Just pay as much as you can to avoid penalties and interest. 75 percent of taxpayers are eligible for an Installment Agreement that can be applied for online at For other payment options, you can directly contact IRS to discuss it with them.

Once you have survived the tax season, setting up your savings to send money overseas will be a breeze with the help of 24/7 Card. 24/7 Card works just like a Visa debit card, but it also lets you do money transfer online for a more convenient and cost-effective transaction. For as low as $5.95 per remittance, this 24-7 prepaid card saves you from standing in line at money transfer facilities and filling out forms. 24/7 Card has become one of the trendiest reloadable prepaid cards in the market today to send money to your loved ones from the comfort of your own home.

Mia Vitug - About Author:
About 24/7 Card -- Claim tax refunds without sweat thru 24/7 Card, the prepaid debit card offering fast, easy, and secure online banking transactions. Apply for 24/7 debit card online now!

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