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Why Rent to Buy Really is Better

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Why Rent to Buy Really is Better

By William Hauselberg Subscribe to RSS | December 5th 2011 | Views:
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The lease to own home Florida approach is a little-traveled road to Sunshine State realty acquisition. This alternative route offers many advantages over “straight and narrow” paths to property ownership, however.

Leasing to own beats conventional buying

Conventional homebuyers receive title immediately upon close of escrow. They must also tender the full purchase price at that time.

By contrast, lease to own arrangements are “slow motion sales.” Rather than full, immediate assumption or relinquishment of all associated risks and rewards, Florida parties may prefer a lease to own home Fort Myers transactions partially retain their respective positions.

Anatomy of a lease to own arrangement

Lease to buy contracts establish a fixed sales price and terms of a future sale. The lessee/buyer receives immediate occupancy rights and an exclusive option to buy the property on pre-negotiated terms. A relatively small advance akin to regular rental security deposits is the buyer/occupant's only initial outlay.

Financial security for sellers

Like ordinary landlords, seller/lessors retain full ownership of the optioned premises. Unlike their similarly situated conventional colleagues, however, future sellers receive enhanced rental income from exceptionally qualified tenants. Such advantages stem from occupants' own vested interests and partial allocation each monthly payment toward the total purchase price.

Creative acquisition assists buyers

Saving for a home often entails major struggle and sacrifice. Even disciplined parties face major disappointment upon learning that the savings they worked hard to accumulate have come too late. Steady price increases during intervening years or decades keep their desired homeownership objective firmly outside their financial reach.

Finally, no guarantee exists of future mortgage financing eligibility. Who knows what one's income or prevailing interest rates will be at some distant future point? A lease to own home, Florida buying eliminates the need for ever-elusive economic crystal balls.

Investors also love it

Fort Myers has high desirability as a residential destination for snowbird refugees and weary retirees. Recognizing this, investors with no intention of taking up permanent Floridian residency are also very interested in the lease to own home, Fort Myers market.

Instead of sinking immense investment capital into Floridian terra firma, savvy speculators merely contract to lease the premises for a limited time. This strategy lets them get a great feel for local realty landscapes. If things work out, professional proxy lessees merely swap hats with the owner and become very happy landlords indeed - having locked in a low price long before.

Conversely, if realty landscapes are less than rosy, they can merely walk away and return to play some other day – without being any worse for the wear. Obviously, exercising the option to explore the lease to own home Florida scene offers exceptional rewards.

William Hauselberg - About Author:
The author has an immense knowledge on lease to own home Florida. Know more about lease to own home, Fort Myers related info in his website.

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