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The Prudent Car Buyer’s Manual: Purchasing an Automobile for $15,000 or less

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The Prudent Car Buyer’s Manual: Purchasing an Automobile for $15,000 or less

By Erwin Calverley Subscribe to RSS | March 27th 2012 | Views:
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People want to buy things for the lowest price possible without missing out on quality. This is called frugality, and people are becoming more frugal than ever. People may still crave for luxury, but they would rather save a lot, so that they can afford luxuries later. For example, some people would rather live in a modest home with an affordable family car so that they can raise a family well and have a large emergency fund.

An inexpensive and affordable car can be an efficient ride with enough safety features to keep all occupants free from harm. These safety features can keep the car from becoming a catalyst for any road accidents. There are actually new cars being offered at prices starting at $15,000. Furthermore, these new cars tend to have well-built bodies equipped with the latest safety and entertainment features.

On the other hand, there are some used cars that are about three to ten years old that cost no more than $10,000. The most recent ones in this price range normally come with deployable airbag systems, rear window defoggers, and anti-lock braking systems. For lovers of upgrades, some even have heated leather seats, a six-CD entertainment system, and cruise control. It seems that anyone can have the best upgrades for an affordable price.

The most affordable vehicles in used car lots in Indianapolis Indiana are normally offered under their Buy Here Pay Here financing programs. Buy Here Pay Here financing is an in-house financing alternative for people with such low credit scores that other loan companies or dealerships cannot accept their loan applications. Although Buy Here Pay Here financing limits prospective buyers to a certain range of cars that fit their budgets, these used cars are just as viable as any used car in the dealer’s lot.

However, if you intend to lease a car instead, there are affordable used cars in Indianapolis that are easier to pay for. Leasing is similar to car loans, except that, at the end of the leasing term, the lessor may return the car to the dealership in exchange for a new one. Another option is to keep the car after paying any remaining fees.

Many prudent parents choose to buy inexpensive cars with the most reliable safety features, which they then give to their adolescent sons or daughters about to leave high school or enter college. An inexpensive car is good for them because the car is bound to be replaced with a newer one by the end of college. Indeed, the safety features in affordable new cars or used cars in Indianapolis are often enough to shield a young driver from harm. For more information, you can visit: ehow.com/how_7519858_suitable-car-teenager.html

Erwin Calverley - About Author:
For more details, search used car lots in Indianapolis Indiana and used cars in Indianapolis in Google for related information.

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