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How to Find Financing for Handicapped Accessible Vehicles in Indiana

By Thomas Wright Subscribe to RSS | April 21st 2012 | Views:
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Mobility via travelling in a car is one of the simplest ways in which people can feel that they are free, and this contributes to a person’s emotional and mental health. However, not everyone can do this, especially persons with disability (PWD). Thankfully, there are vans that are designed especially for PWDs’ transport but these normally cost a lot, making them impossible for some families to get one.

Vans like that are called handicapped-accessible vehicles. These vans have ramps or lifts and wide doors that let a PWD enter and exit with convenience. Other models let a PWD drive by using special controls. As this car typically costs anywhere from $10000 to $60000 dollars, those who cannot afford may opt for financial assistance to get one.

If you want to buy a handicapped-accessible van, you can get some form of financial assistance. The most common option is to apply for a loan like anyone would usually do when buying a car. You can either submit your application for a loan directly to the bank, if you have good credit history, or you can submit it through a dealership that would back your application up.

Still, the monthly dues that come with car loans may still cause problems to others. This should not cause any worry as there are a lot of places where people can apply for grants. For instance, the US Department of Health and Human Services occasionally awards financial grants to PWDs.

Other organizations that cater to the needs of PWDs also offer grants that can help people buy a handicapped accessible vehicle Many of these organizations either donate vans or assist people in getting one. If these organizations are unable to provide financial assistance, one can still ask for referrals to other people or organizations that provide funds.

If the PWD in a family is a veteran, the members can contact the local Veteran’s Administration to apply for funding for the purchase of handicapped accessible vehicles. An application through the VA usually includes a medical exam and a formal request for funding. Grants offered by the VA can either help PWDs own a van, or retrofit an existing van and make it handicapped-accessible.

There are a lot of organizations and people out there who would be happy to help with the financing needs of PWDs. For more information about handicapped accessible vehicles in Indiana, visit Disability.gov or Disabled-World.com.

Thomas Wright - About Author:
For more details, search handicapped accessible vehicle, handicapped accessible vehicles, and handicapped accessible vehicles in Indiana in Google for related information.

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