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Buying a Car – Factors to Consider

By Yogita Bali Subscribe to RSS | April 5th 2012 | Views:

Buying a car was never that easy as it is today. There are too many makes and generous loan agents. However, still you need to make up your mind on few factors before buying a car. They will help you to make better choice. After all, cars are spending decisions with long-term implications.

1. Price

Most of us have limited budgets. Monetary constraint keep us grounded on floor. So, first thing to decide is the price of the car you want to purchase. It could be a range with clear upper and lower limits.

2. Funding the purchase

You can either purchase out of your own saving or finance the car through a car loan. Car loan definitely helps to buy more expensive cars. However, you must understand your credibility before taking any loan. In case you default on payment there may be serious implications. That won’t be very happy ending.

2. New or used vehicle

Choices are plenty today for both the used and new cars. Of course, new cars carry a sense of vanity, which is absent with used vehicles. However, used car market offers much expensive higher-end cars at affordable prices. People with learners’ driving experience often prefer to drive used car before graduating to brand new expensive cars.

3. Future use of the vehicle

In most of our families, car is a long-term investment decision. There are daily uses, weekend uses and occasional family trips. Before buying a car you should have clear understand of how your family will use the car. Is it the only car in your family or just one of the fleet? There is no use of buying a small car if you have a big family. Similarly, if you cover long distances regularly on car, you must take care of safety and comfort features of the car.

4. Compare cars

Even if you are die-hard fan of any particular brand or make, compare it with its peers. Comparing cars often offer more value. Besides, in-depth knowledge on prices and features helps you to negotiate better. You can compare cars online at different car sites.

5. Negotiation

Almost in every point of car purchase, you'll need to bargain. Things get steeper if you go for used cars. So, know your negotiation skill. Loan agents and sales agents won’t leave even an inch space in rate and price negotiation. So, if you lack the ability, take someone along, may be your friends and relatives, to do the hard job.

6. Pre-purchase inspection

In case you are going for used cars, never believe sales agents on face value. After payments, hardly you’ll find them of any use. So, hire third-party inspection services or take along your own mechanic. Inspect the car inside out before writing the cheque.

Yogita Bali - About Author:
Author’s Bio:Yogita has penned down different write-ups on cars.In this article she briefly describes how to compare cars online.

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